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Virginia

Cost of living in Galax city, VA

Estimated monthly cost
$2,701/mo
for a single person, all categories combined

Population 6,698 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $706 26%
Healthcare $480 18%
Federal tax $430 16%
Groceries $355 13%
Transport $320 12%
Energy $202 7%
State tax $153 6%
Water $55 2%

Rent in Galax city

Fair Market Rents by bedroom count.

Studio
$701
per month
1 bedroom
$706
per month
2 bedroom
$851
per month
3 bedroom
$1,192
per month
4 bedroom
$1,402
per month

Source: HUD FMR FY2025

Income and earnings in Galax city

Annual earnings figures from the Census ACS.

Household income
$41,438
per year
Individual earnings
$36,383
per year
Per capita
$31,429
per year

Source: ACS 2019-2023 5-Year.

Home values in Galax city

Average values reported by homeowners.

Average home value
$126,800
Annual property tax
$962

Source: ACS 2019-2023 5-Year

Energy costs in Galax city

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Galax city

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Galax city

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Galax city

Commute patterns and estimated costs.

Average commute
20.3 min
Drive alone
80.1%
Public transit
0.0%
Work from home
3.0%

Source: ACS

Monthly cost estimates for Galax city

What it costs to live in Galax city each month.

Single person
$2,701
per month
  • Rent $706
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $430
  • State tax $153
Couple
$3,573
per month
  • Rent $851
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $366
  • State tax $177
Family
$6,076
per month
  • Rent $1,192
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $366
  • State tax $177

Frequently asked questions about Galax city

Common questions about cost of living, rent and salary.

What is the average rent in Galax city?

In Galax city, VA, a one-bedroom apartment averages $706 per month, a two-bedroom averages $851 per month, a three-bedroom averages $1,192 per month, according to HUD Fair Market Rent data.

What is the average salary in Galax city?

In Galax city, VA, the average household income is $41,438 per year and individual earnings for full-time workers average $36,383 per year, according to U.S. Census Bureau data.

What is the cost of living in Galax city?

The estimated cost of living in Galax city, VA is approximately $2,701 per month for a single person, $3,573 for a couple, $6,076 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Galax city?

The combined sales tax rate in Galax city, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Galax city an affordable place to live?

Based on the data, a single person in Galax city, VA would need approximately $2,701 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $41,438 per year ($3,453 per month). Galax city has a high cost of living relative to local earnings.

How much does healthcare cost in Galax city?

The ACA marketplace benchmark premium in Galax city, VA is approximately $480 per month for an individual. Approximately 7.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Galax city?

The average home value in Galax city, VA is $126,800, with average annual property taxes of $962, according to U.S. Census Bureau data.

How does Galax city compare to other areas?

You can compare Galax city, VA with any other US county using our comparison tool at /compare. Galax city is in Virginia.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Galax city with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP