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Albert Lea, MN

Cost of living in Freeborn County, MN

Estimated monthly cost
$2,855/mo
for a single person, all categories combined

Population 30,752 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 25%
Federal tax $554 19%
Healthcare $480 17%
Groceries $340 12%
Transport $320 11%
State tax $213 7%
Energy $187 7%
Water $50 2%

Rent in Freeborn County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,200
per month
4 bedroom
$1,354
per month

Source: HUD FMR FY2025

Income and earnings in Freeborn County

Annual earnings figures from the Census ACS.

Household income
$69,012
per year
Individual earnings
$43,928
per year
Per capita
$38,696
per year

Source: ACS 2019-2023 5-Year.

Home values in Freeborn County

Average values reported by homeowners.

Average home value
$164,900
Annual property tax
$1,750

Source: ACS 2019-2023 5-Year

Energy costs in Freeborn County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Freeborn County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Freeborn County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Freeborn County

Commute patterns and estimated costs.

Average commute
20.5 min
Drive alone
80.9%
Public transit
0.1%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Freeborn County

What it costs to live in Freeborn County each month.

Single person
$2,855
per month
  • Rent $711
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $554
  • State tax $213
Couple
$4,218
per month
  • Rent $933
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $799
  • State tax $355
Family
$6,629
per month
  • Rent $1,200
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $799
  • State tax $355

Frequently asked questions about Freeborn County

Common questions about cost of living, rent and salary.

What is the average rent in Freeborn County?

In Freeborn County, MN, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,200 per month, according to HUD Fair Market Rent data.

What is the average salary in Freeborn County?

In Freeborn County, MN, the average household income is $69,012 per year and individual earnings for full-time workers average $43,928 per year, according to U.S. Census Bureau data.

What is the cost of living in Freeborn County?

The estimated cost of living in Freeborn County, MN is approximately $2,855 per month for a single person, $4,218 for a couple, $6,629 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Freeborn County?

The combined sales tax rate in Freeborn County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Freeborn County an affordable place to live?

Based on the data, a single person in Freeborn County, MN would need approximately $2,855 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,012 per year ($5,751 per month). Freeborn County is relatively affordable compared to the national average.

How much does healthcare cost in Freeborn County?

The ACA marketplace benchmark premium in Freeborn County, MN is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Freeborn County?

The average home value in Freeborn County, MN is $164,900, with average annual property taxes of $1,750, according to U.S. Census Bureau data.

How does Freeborn County compare to other areas?

You can compare Freeborn County, MN with any other US county using our comparison tool at /compare. Freeborn County is in the Albert Lea, MN metro area.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Freeborn County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources