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Washington-Arlington-Alexandria, DC-VA-MD-WV

Cost of living in Fredericksburg city, VA

Part of the Washington Metro Area

Estimated monthly cost
$4,203/mo
for a single person, all categories combined

Population 28,383 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $2,056 49%
Federal tax $602 14%
Healthcare $480 11%
Groceries $355 8%
Transport $250 6%
State tax $203 5%
Energy $202 5%
Water $55 1%

Rent in Fredericksburg city

Fair Market Rents by bedroom count.

Studio
$2,012
per month
1 bedroom
$2,056
per month
2 bedroom
$2,314
per month
3 bedroom
$2,893
per month
4 bedroom
$3,413
per month

Source: HUD FMR FY2025

Income and earnings in Fredericksburg city

Annual earnings figures from the Census ACS.

Household income
$85,368
per year
Individual earnings
$46,833
per year
Per capita
$46,503
per year

Source: ACS 2019-2023 5-Year.

Home values in Fredericksburg city

Average values reported by homeowners.

Average home value
$461,500
Annual property tax
$2,853

Source: ACS 2019-2023 5-Year

Energy costs in Fredericksburg city

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Fredericksburg city

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fredericksburg city

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fredericksburg city

Commute patterns and estimated costs.

Average commute
32.7 min
Drive alone
65.0%
Public transit
1.9%
Work from home
14.2%

Source: ACS

Monthly cost estimates for Fredericksburg city

What it costs to live in Fredericksburg city each month.

Single person
$4,203
per month
  • Rent $2,056
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $250
  • Healthcare $480
  • Federal tax $602
  • State tax $203
Couple
$5,878
per month
  • Rent $2,314
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $350
  • Healthcare $864
  • Federal tax $1,067
  • State tax $388
Family
$8,619
per month
  • Rent $2,893
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,067
  • State tax $388

Frequently asked questions about Fredericksburg city

Common questions about cost of living, rent and salary.

What is the average rent in Fredericksburg city?

In Fredericksburg city, VA, a one-bedroom apartment averages $2,056 per month, a two-bedroom averages $2,314 per month, a three-bedroom averages $2,893 per month, according to HUD Fair Market Rent data.

What is the average salary in Fredericksburg city?

In Fredericksburg city, VA, the average household income is $85,368 per year and individual earnings for full-time workers average $46,833 per year, according to U.S. Census Bureau data.

What is the cost of living in Fredericksburg city?

The estimated cost of living in Fredericksburg city, VA is approximately $4,203 per month for a single person, $5,878 for a couple, $8,619 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fredericksburg city?

The combined sales tax rate in Fredericksburg city, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Fredericksburg city an affordable place to live?

Based on the data, a single person in Fredericksburg city, VA would need approximately $4,203 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $85,368 per year ($7,114 per month). Fredericksburg city has a moderate cost of living relative to local earnings.

How much does healthcare cost in Fredericksburg city?

The ACA marketplace benchmark premium in Fredericksburg city, VA is approximately $480 per month for an individual. Approximately 7.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fredericksburg city?

The average home value in Fredericksburg city, VA is $461,500, with average annual property taxes of $2,853, according to U.S. Census Bureau data.

How does Fredericksburg city compare to other areas?

You can compare Fredericksburg city, VA with any other US county using our comparison tool at /compare. Fredericksburg city is in the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Fredericksburg city with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources