Cost of living in Ford County, IL
Part of the Champaign Metro Area
Population 13,396 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Ford County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Ford County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Ford County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Ford County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Ford County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Ford County
State and local tax rates for Illinois.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Ford County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Ford County
What it costs to live in Ford County each month.
- Rent $663
- Energy $177
- Water $50
- Groceries $345
- Transport $320
- Healthcare $480
- Federal tax $505
- State tax $169
- Rent $870
- Energy $212
- Water $60
- Groceries $572
- Transport $420
- Healthcare $864
- Federal tax $665
- State tax $251
- Rent $1,219
- Energy $266
- Water $70
- Groceries $867
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $665
- State tax $251
Frequently asked questions about Ford County
Common questions about cost of living, rent and salary.
What is the average rent in Ford County?
In Ford County, IL, a one-bedroom apartment averages $663 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,219 per month, according to HUD Fair Market Rent data.
What is the average salary in Ford County?
In Ford County, IL, the average household income is $60,782 per year and individual earnings for full-time workers average $40,945 per year, according to U.S. Census Bureau data.
What is the cost of living in Ford County?
The estimated cost of living in Ford County, IL is approximately $2,709 per month for a single person, $3,914 for a couple, $6,408 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Ford County?
The combined sales tax rate in Ford County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.
Is Ford County an affordable place to live?
Based on the data, a single person in Ford County, IL would need approximately $2,709 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,782 per year ($5,065 per month). Ford County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Ford County?
The ACA marketplace benchmark premium in Ford County, IL is approximately $480 per month for an individual. Approximately 5.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Ford County?
The average home value in Ford County, IL is $118,100, with average annual property taxes of $2,443, according to U.S. Census Bureau data.
How does Ford County compare to other areas?
You can compare Ford County, IL with any other US county using our comparison tool at /compare. Ford County is in the Champaign-Urbana, IL metro area.
Other counties in Illinois
Browse the full list of counties in Illinois, ranked by cost of living.
See all counties in IllinoisCompare Ford County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP