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Charlottesville, VA

Cost of living in Fluvanna County, VA

Part of the Charlottesville Metro Area

Estimated monthly cost
$3,602/mo
for a single person, all categories combined

Population 27,764 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,487 41%
Federal tax $523 15%
Healthcare $480 13%
Groceries $355 10%
Transport $320 9%
Energy $202 6%
State tax $180 5%
Water $55 2%

Rent in Fluvanna County

Fair Market Rents by bedroom count.

Studio
$1,404
per month
1 bedroom
$1,487
per month
2 bedroom
$1,729
per month
3 bedroom
$2,155
per month
4 bedroom
$2,621
per month

Source: HUD FMR FY2025

Income and earnings in Fluvanna County

Annual earnings figures from the Census ACS.

Household income
$91,959
per year
Individual earnings
$42,026
per year
Per capita
$42,987
per year

Source: ACS 2019-2023 5-Year.

Home values in Fluvanna County

Average values reported by homeowners.

Average home value
$281,700
Annual property tax
$1,835

Source: ACS 2019-2023 5-Year

Energy costs in Fluvanna County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Fluvanna County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fluvanna County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fluvanna County

Commute patterns and estimated costs.

Average commute
31.8 min
Drive alone
73.7%
Public transit
0.3%
Work from home
13.1%

Source: ACS

Monthly cost estimates for Fluvanna County

What it costs to live in Fluvanna County each month.

Single person
$3,602
per month
  • Rent $1,487
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $523
  • State tax $180
Couple
$5,502
per month
  • Rent $1,729
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $1,175
  • State tax $419
Family
$8,090
per month
  • Rent $2,155
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,175
  • State tax $419

Frequently asked questions about Fluvanna County

Common questions about cost of living, rent and salary.

What is the average rent in Fluvanna County?

In Fluvanna County, VA, a one-bedroom apartment averages $1,487 per month, a two-bedroom averages $1,729 per month, a three-bedroom averages $2,155 per month, according to HUD Fair Market Rent data.

What is the average salary in Fluvanna County?

In Fluvanna County, VA, the average household income is $91,959 per year and individual earnings for full-time workers average $42,026 per year, according to U.S. Census Bureau data.

What is the cost of living in Fluvanna County?

The estimated cost of living in Fluvanna County, VA is approximately $3,602 per month for a single person, $5,502 for a couple, $8,090 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fluvanna County?

The combined sales tax rate in Fluvanna County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Fluvanna County an affordable place to live?

Based on the data, a single person in Fluvanna County, VA would need approximately $3,602 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $91,959 per year ($7,663 per month). Fluvanna County is relatively affordable compared to the national average.

How much does healthcare cost in Fluvanna County?

The ACA marketplace benchmark premium in Fluvanna County, VA is approximately $480 per month for an individual. Approximately 7.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fluvanna County?

The average home value in Fluvanna County, VA is $281,700, with average annual property taxes of $1,835, according to U.S. Census Bureau data.

How does Fluvanna County compare to other areas?

You can compare Fluvanna County, VA with any other US county using our comparison tool at /compare. Fluvanna County is in the Charlottesville, VA metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Fluvanna County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources