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Iowa

Cost of living in Floyd County, IA

Estimated monthly cost
$2,635/mo
for a single person, all categories combined

Population 15,502 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $668 25%
Healthcare $480 18%
Federal tax $453 17%
Transport $320 12%
Groceries $315 12%
Energy $195 7%
State tax $154 6%
Water $50 2%

Rent in Floyd County

Fair Market Rents by bedroom count.

Studio
$664
per month
1 bedroom
$668
per month
2 bedroom
$877
per month
3 bedroom
$1,150
per month
4 bedroom
$1,163
per month

Source: HUD FMR FY2025

Income and earnings in Floyd County

Annual earnings figures from the Census ACS.

Household income
$64,500
per year
Individual earnings
$37,760
per year
Per capita
$36,221
per year

Source: ACS 2019-2023 5-Year.

Home values in Floyd County

Average values reported by homeowners.

Average home value
$133,300
Annual property tax
$1,854

Source: ACS 2019-2023 5-Year

Energy costs in Floyd County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Floyd County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Floyd County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Floyd County

Commute patterns and estimated costs.

Average commute
19.1 min
Drive alone
79.6%
Public transit
0.1%
Work from home
9.1%

Source: ACS

Monthly cost estimates for Floyd County

What it costs to live in Floyd County each month.

Single person
$2,635
per month
  • Rent $668
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $453
  • State tax $154
Couple
$3,984
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $726
  • State tax $281
Family
$6,381
per month
  • Rent $1,150
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $726
  • State tax $281

Frequently asked questions about Floyd County

Common questions about cost of living, rent and salary.

What is the average rent in Floyd County?

In Floyd County, IA, a one-bedroom apartment averages $668 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,150 per month, according to HUD Fair Market Rent data.

What is the average salary in Floyd County?

In Floyd County, IA, the average household income is $64,500 per year and individual earnings for full-time workers average $37,760 per year, according to U.S. Census Bureau data.

What is the cost of living in Floyd County?

The estimated cost of living in Floyd County, IA is approximately $2,635 per month for a single person, $3,984 for a couple, $6,381 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Floyd County?

The combined sales tax rate in Floyd County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Floyd County an affordable place to live?

Based on the data, a single person in Floyd County, IA would need approximately $2,635 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,500 per year ($5,375 per month). Floyd County is relatively affordable compared to the national average.

How much does healthcare cost in Floyd County?

The ACA marketplace benchmark premium in Floyd County, IA is approximately $480 per month for an individual. Approximately 4.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Floyd County?

The average home value in Floyd County, IA is $133,300, with average annual property taxes of $1,854, according to U.S. Census Bureau data.

How does Floyd County compare to other areas?

You can compare Floyd County, IA with any other US county using our comparison tool at /compare. Floyd County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Floyd County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources