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Kentucky

Cost of living in Fleming County, KY

Estimated monthly cost
$2,667/mo
for a single person, all categories combined

Population 15,221 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $739 28%
Healthcare $480 18%
Federal tax $443 17%
Transport $320 12%
Groceries $312 12%
Energy $194 7%
State tax $124 5%
Water $55 2%

Rent in Fleming County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$739
per month
2 bedroom
$867
per month
3 bedroom
$1,146
per month
4 bedroom
$1,150
per month

Source: HUD FMR FY2025

Income and earnings in Fleming County

Annual earnings figures from the Census ACS.

Household income
$49,663
per year
Individual earnings
$37,156
per year
Per capita
$26,611
per year

Source: ACS 2019-2023 5-Year.

Home values in Fleming County

Average values reported by homeowners.

Average home value
$115,200
Annual property tax
$824

Source: ACS 2019-2023 5-Year

Energy costs in Fleming County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Fleming County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fleming County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fleming County

Commute patterns and estimated costs.

Average commute
32.5 min
Drive alone
82.7%
Public transit
0.0%
Work from home
5.2%

Source: ACS

Monthly cost estimates for Fleming County

What it costs to live in Fleming County each month.

Single person
$2,667
per month
  • Rent $739
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $443
  • State tax $124
Couple
$3,619
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $487
  • State tax $166
Family
$6,019
per month
  • Rent $1,146
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $487
  • State tax $166

Frequently asked questions about Fleming County

Common questions about cost of living, rent and salary.

What is the average rent in Fleming County?

In Fleming County, KY, a one-bedroom apartment averages $739 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,146 per month, according to HUD Fair Market Rent data.

What is the average salary in Fleming County?

In Fleming County, KY, the average household income is $49,663 per year and individual earnings for full-time workers average $37,156 per year, according to U.S. Census Bureau data.

What is the cost of living in Fleming County?

The estimated cost of living in Fleming County, KY is approximately $2,667 per month for a single person, $3,619 for a couple, $6,019 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fleming County?

The combined sales tax rate in Fleming County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Fleming County an affordable place to live?

Based on the data, a single person in Fleming County, KY would need approximately $2,667 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,663 per year ($4,139 per month). Fleming County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Fleming County?

The ACA marketplace benchmark premium in Fleming County, KY is approximately $480 per month for an individual. Approximately 7.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fleming County?

The average home value in Fleming County, KY is $115,200, with average annual property taxes of $824, according to U.S. Census Bureau data.

How does Fleming County compare to other areas?

You can compare Fleming County, KY with any other US county using our comparison tool at /compare. Fleming County is in Kentucky.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Fleming County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources