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Garden City, KS

Cost of living in Finney County, KS

Estimated monthly cost
$2,802/mo
for a single person, all categories combined

Population 38,001 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $786 28%
Federal tax $501 18%
Healthcare $480 17%
Transport $320 11%
Groceries $317 11%
Energy $193 7%
State tax $155 6%
Water $50 2%

Rent in Finney County

Fair Market Rents by bedroom count.

Studio
$739
per month
1 bedroom
$786
per month
2 bedroom
$1,031
per month
3 bedroom
$1,380
per month
4 bedroom
$1,717
per month

Source: HUD FMR FY2025

Income and earnings in Finney County

Annual earnings figures from the Census ACS.

Household income
$72,437
per year
Individual earnings
$40,715
per year
Per capita
$31,556
per year

Source: ACS 2019-2023 5-Year.

Home values in Finney County

Average values reported by homeowners.

Average home value
$191,100
Annual property tax
$2,733

Source: ACS 2019-2023 5-Year

Energy costs in Finney County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 15.1¢/kWh
Natural gas
$57
per month
Annual total
$2,316
per year

Source: EIA

Healthcare in Finney County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Finney County

State and local tax rates for Kansas.

State income tax
5.7%
Top marginal rate
State sales tax
6.5%
Combined sales tax
8.7%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Finney County

Commute patterns and estimated costs.

Average commute
14.4 min
Drive alone
80.3%
Public transit
0.3%
Work from home
3.1%

Source: ACS

Monthly cost estimates for Finney County

What it costs to live in Finney County each month.

Single person
$2,802
per month
  • Rent $786
  • Energy $193
  • Water $50
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $501
  • State tax $155
Couple
$4,293
per month
  • Rent $1,031
  • Energy $232
  • Water $60
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $855
  • State tax $306
Family
$6,768
per month
  • Rent $1,380
  • Energy $290
  • Water $70
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $855
  • State tax $306

Frequently asked questions about Finney County

Common questions about cost of living, rent and salary.

What is the average rent in Finney County?

In Finney County, KS, a one-bedroom apartment averages $786 per month, a two-bedroom averages $1,031 per month, a three-bedroom averages $1,380 per month, according to HUD Fair Market Rent data.

What is the average salary in Finney County?

In Finney County, KS, the average household income is $72,437 per year and individual earnings for full-time workers average $40,715 per year, according to U.S. Census Bureau data.

What is the cost of living in Finney County?

The estimated cost of living in Finney County, KS is approximately $2,802 per month for a single person, $4,293 for a couple, $6,768 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Finney County?

The combined sales tax rate in Finney County, KS is 8.70%, which includes the Kansas state rate of 6.50% plus an average local rate of 2.20%.

Is Finney County an affordable place to live?

Based on the data, a single person in Finney County, KS would need approximately $2,802 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,437 per year ($6,036 per month). Finney County is relatively affordable compared to the national average.

How much does healthcare cost in Finney County?

The ACA marketplace benchmark premium in Finney County, KS is approximately $480 per month for an individual. Approximately 12.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Finney County?

The average home value in Finney County, KS is $191,100, with average annual property taxes of $2,733, according to U.S. Census Bureau data.

How does Finney County compare to other areas?

You can compare Finney County, KS with any other US county using our comparison tool at /compare. Finney County is in the Garden City, KS metro area.

Other counties in Kansas

Browse the full list of counties in Kansas, ranked by cost of living.

See all counties in Kansas

Compare Finney County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources