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Iowa

Cost of living in Emmet County, IA

Estimated monthly cost
$2,694/mo
for a single person, all categories combined

Population 9,316 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $745 28%
Healthcare $480 18%
Federal tax $439 16%
Transport $320 12%
Groceries $315 12%
Energy $195 7%
State tax $150 6%
Water $50 2%

Rent in Emmet County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$745
per month
2 bedroom
$877
per month
3 bedroom
$1,229
per month
4 bedroom
$1,323
per month

Source: HUD FMR FY2025

Income and earnings in Emmet County

Annual earnings figures from the Census ACS.

Household income
$65,181
per year
Individual earnings
$36,909
per year
Per capita
$36,957
per year

Source: ACS 2019-2023 5-Year.

Home values in Emmet County

Average values reported by homeowners.

Average home value
$106,200
Annual property tax
$1,570

Source: ACS 2019-2023 5-Year

Energy costs in Emmet County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Emmet County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Emmet County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Emmet County

Commute patterns and estimated costs.

Average commute
21.6 min
Drive alone
76.9%
Public transit
0.0%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Emmet County

What it costs to live in Emmet County each month.

Single person
$2,694
per month
  • Rent $745
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $439
  • State tax $150
Couple
$3,999
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $737
  • State tax $285
Family
$6,475
per month
  • Rent $1,229
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $737
  • State tax $285

Frequently asked questions about Emmet County

Common questions about cost of living, rent and salary.

What is the average rent in Emmet County?

In Emmet County, IA, a one-bedroom apartment averages $745 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,229 per month, according to HUD Fair Market Rent data.

What is the average salary in Emmet County?

In Emmet County, IA, the average household income is $65,181 per year and individual earnings for full-time workers average $36,909 per year, according to U.S. Census Bureau data.

What is the cost of living in Emmet County?

The estimated cost of living in Emmet County, IA is approximately $2,694 per month for a single person, $3,999 for a couple, $6,475 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Emmet County?

The combined sales tax rate in Emmet County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Emmet County an affordable place to live?

Based on the data, a single person in Emmet County, IA would need approximately $2,694 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,181 per year ($5,432 per month). Emmet County is relatively affordable compared to the national average.

How much does healthcare cost in Emmet County?

The ACA marketplace benchmark premium in Emmet County, IA is approximately $480 per month for an individual. Approximately 5.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Emmet County?

The average home value in Emmet County, IA is $106,200, with average annual property taxes of $1,570, according to U.S. Census Bureau data.

How does Emmet County compare to other areas?

You can compare Emmet County, IA with any other US county using our comparison tool at /compare. Emmet County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Emmet County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources