Skip to main content
LiveWhere us
Elko, NV

Cost of living in Elko County, NV

Estimated monthly cost
$2,995/mo
for a single person, all categories combined

Population 53,852 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,098 37%
Federal tax $595 20%
Healthcare $480 16%
Groceries $343 11%
Transport $250 8%
Energy $169 6%
Water $60 2%
State tax $0 0%

Rent in Elko County

Fair Market Rents by bedroom count.

Studio
$988
per month
1 bedroom
$1,098
per month
2 bedroom
$1,441
per month
3 bedroom
$1,821
per month
4 bedroom
$2,420
per month

Source: HUD FMR FY2025

Income and earnings in Elko County

Annual earnings figures from the Census ACS.

Household income
$83,427
per year
Individual earnings
$46,431
per year
Per capita
$39,474
per year

Source: ACS 2019-2023 5-Year.

Home values in Elko County

Average values reported by homeowners.

Average home value
$282,400
Annual property tax
$1,434

Source: ACS 2019-2023 5-Year

Energy costs in Elko County

Estimated monthly electricity and gas costs.

Electricity
$129
per month · 14.3¢/kWh
Natural gas
$40
per month
Annual total
$2,028
per year

Source: EIA

Healthcare in Elko County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Elko County

State and local tax rates for Nevada.

No state income tax
Nevada does not levy a personal income tax.
State sales tax
6.8%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Elko County

Commute patterns and estimated costs.

Average commute
27.9 min
Drive alone
64.2%
Public transit
10.6%
Work from home
5.8%

Source: ACS

Monthly cost estimates for Elko County

What it costs to live in Elko County each month.

Single person
$2,995
per month
  • Rent $1,098
  • Energy $169
  • Water $60
  • Groceries $343
  • Transport $250
  • Healthcare $480
  • Federal tax $595
  • State tax $0
Couple
$4,531
per month
  • Rent $1,441
  • Energy $203
  • Water $70
  • Groceries $568
  • Transport $350
  • Healthcare $864
  • Federal tax $1,035
  • State tax $0
Family
$7,057
per month
  • Rent $1,821
  • Energy $254
  • Water $85
  • Groceries $862
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,035
  • State tax $0

Frequently asked questions about Elko County

Common questions about cost of living, rent and salary.

What is the average rent in Elko County?

In Elko County, NV, a one-bedroom apartment averages $1,098 per month, a two-bedroom averages $1,441 per month, a three-bedroom averages $1,821 per month, according to HUD Fair Market Rent data.

What is the average salary in Elko County?

In Elko County, NV, the average household income is $83,427 per year and individual earnings for full-time workers average $46,431 per year, according to U.S. Census Bureau data.

What is the cost of living in Elko County?

The estimated cost of living in Elko County, NV is approximately $2,995 per month for a single person, $4,531 for a couple, $7,057 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Elko County?

The combined sales tax rate in Elko County, NV is 8.23%, which includes the Nevada state rate of 6.85% plus an average local rate of 1.38%.

Is Elko County an affordable place to live?

Based on the data, a single person in Elko County, NV would need approximately $2,995 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $83,427 per year ($6,952 per month). Elko County is relatively affordable compared to the national average.

How much does healthcare cost in Elko County?

The ACA marketplace benchmark premium in Elko County, NV is approximately $480 per month for an individual. Approximately 8.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Elko County?

The average home value in Elko County, NV is $282,400, with average annual property taxes of $1,434, according to U.S. Census Bureau data.

How does Elko County compare to other areas?

You can compare Elko County, NV with any other US county using our comparison tool at /compare. Elko County is in the Elko, NV metro area.

Other counties in Nevada

Browse the full list of counties in Nevada, ranked by cost of living.

See all counties in Nevada

Compare Elko County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources