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Georgia

Cost of living in Elbert County, GA

Estimated monthly cost
$2,733/mo
for a single person, all categories combined

Population 19,725 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $713 26%
Healthcare $480 18%
Federal tax $461 17%
Groceries $324 12%
Transport $320 12%
Energy $205 8%
State tax $175 6%
Water $55 2%

Rent in Elbert County

Fair Market Rents by bedroom count.

Studio
$709
per month
1 bedroom
$713
per month
2 bedroom
$936
per month
3 bedroom
$1,168
per month
4 bedroom
$1,241
per month

Source: HUD FMR FY2025

Income and earnings in Elbert County

Annual earnings figures from the Census ACS.

Household income
$49,727
per year
Individual earnings
$38,253
per year
Per capita
$28,743
per year

Source: ACS 2019-2023 5-Year.

Home values in Elbert County

Average values reported by homeowners.

Average home value
$114,600
Annual property tax
$1,126

Source: ACS 2019-2023 5-Year

Energy costs in Elbert County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Elbert County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Elbert County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Elbert County

Commute patterns and estimated costs.

Average commute
23.5 min
Drive alone
81.0%
Public transit
0.1%
Work from home
7.9%

Source: ACS

Monthly cost estimates for Elbert County

What it costs to live in Elbert County each month.

Single person
$2,733
per month
  • Rent $713
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $461
  • State tax $175
Couple
$3,784
per month
  • Rent $936
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $488
  • State tax $228
Family
$6,152
per month
  • Rent $1,168
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $488
  • State tax $228

Frequently asked questions about Elbert County

Common questions about cost of living, rent and salary.

What is the average rent in Elbert County?

In Elbert County, GA, a one-bedroom apartment averages $713 per month, a two-bedroom averages $936 per month, a three-bedroom averages $1,168 per month, according to HUD Fair Market Rent data.

What is the average salary in Elbert County?

In Elbert County, GA, the average household income is $49,727 per year and individual earnings for full-time workers average $38,253 per year, according to U.S. Census Bureau data.

What is the cost of living in Elbert County?

The estimated cost of living in Elbert County, GA is approximately $2,733 per month for a single person, $3,784 for a couple, $6,152 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Elbert County?

The combined sales tax rate in Elbert County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Elbert County an affordable place to live?

Based on the data, a single person in Elbert County, GA would need approximately $2,733 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,727 per year ($4,144 per month). Elbert County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Elbert County?

The ACA marketplace benchmark premium in Elbert County, GA is approximately $480 per month for an individual. Approximately 11.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Elbert County?

The average home value in Elbert County, GA is $114,600, with average annual property taxes of $1,126, according to U.S. Census Bureau data.

How does Elbert County compare to other areas?

You can compare Elbert County, GA with any other US county using our comparison tool at /compare. Elbert County is in Georgia.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Elbert County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources