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Denver-Aurora-Centennial, CO

Cost of living in Elbert County, CO

Part of the Denver Metro Area

Estimated monthly cost
$4,208/mo
for a single person, all categories combined

Population 27,152 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,789 43%
Federal tax $821 20%
Healthcare $480 11%
Groceries $359 9%
Transport $320 8%
State tax $221 5%
Energy $158 4%
Water $60 1%

Rent in Elbert County

Fair Market Rents by bedroom count.

Studio
$1,639
per month
1 bedroom
$1,789
per month
2 bedroom
$2,140
per month
3 bedroom
$2,794
per month
4 bedroom
$3,127
per month

Source: HUD FMR FY2025

Income and earnings in Elbert County

Annual earnings figures from the Census ACS.

Household income
$129,477
per year
Individual earnings
$60,243
per year
Per capita
$57,481
per year

Source: ACS 2019-2023 5-Year.

Home values in Elbert County

Average values reported by homeowners.

Average home value
$664,600
Annual property tax
$2,981

Source: ACS 2019-2023 5-Year

Energy costs in Elbert County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Elbert County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Elbert County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Elbert County

Commute patterns and estimated costs.

Average commute
41.6 min
Drive alone
71.1%
Public transit
0.6%
Work from home
19.0%

Source: ACS

Monthly cost estimates for Elbert County

What it costs to live in Elbert County each month.

Single person
$4,208
per month
  • Rent $1,789
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $320
  • Healthcare $480
  • Federal tax $821
  • State tax $221
Couple
$6,593
per month
  • Rent $2,140
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $420
  • Healthcare $864
  • Federal tax $1,839
  • State tax $475
Family
$9,403
per month
  • Rent $2,794
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,839
  • State tax $475

Frequently asked questions about Elbert County

Common questions about cost of living, rent and salary.

What is the average rent in Elbert County?

In Elbert County, CO, a one-bedroom apartment averages $1,789 per month, a two-bedroom averages $2,140 per month, a three-bedroom averages $2,794 per month, according to HUD Fair Market Rent data.

What is the average salary in Elbert County?

In Elbert County, CO, the average household income is $129,477 per year and individual earnings for full-time workers average $60,243 per year, according to U.S. Census Bureau data.

What is the cost of living in Elbert County?

The estimated cost of living in Elbert County, CO is approximately $4,208 per month for a single person, $6,593 for a couple, $9,403 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Elbert County?

The combined sales tax rate in Elbert County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Elbert County an affordable place to live?

Based on the data, a single person in Elbert County, CO would need approximately $4,208 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $129,477 per year ($10,790 per month). Elbert County is relatively affordable compared to the national average.

How much does healthcare cost in Elbert County?

The ACA marketplace benchmark premium in Elbert County, CO is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Elbert County?

The average home value in Elbert County, CO is $664,600, with average annual property taxes of $2,981, according to U.S. Census Bureau data.

How does Elbert County compare to other areas?

You can compare Elbert County, CO with any other US county using our comparison tool at /compare. Elbert County is in the Denver-Aurora-Centennial, CO metro area.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Elbert County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources