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Sacramento-Roseville-Folsom, CA

Cost of living in El Dorado County, CA

Part of the Sacramento Metro Area

Estimated monthly cost
$4,053/mo
for a single person, all categories combined

Population 192,299 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,777 44%
Federal tax $717 18%
Healthcare $480 12%
Groceries $397 10%
Transport $250 6%
Energy $217 5%
State tax $155 4%
Water $60 1%

Rent in El Dorado County

Fair Market Rents by bedroom count.

Studio
$1,679
per month
1 bedroom
$1,777
per month
2 bedroom
$2,206
per month
3 bedroom
$2,992
per month
4 bedroom
$3,455
per month

Source: HUD FMR FY2025

Income and earnings in El Dorado County

Annual earnings figures from the Census ACS.

Household income
$106,190
per year
Individual earnings
$53,862
per year
Per capita
$57,916
per year

Source: ACS 2019-2023 5-Year.

Home values in El Dorado County

Average values reported by homeowners.

Average home value
$640,500
Annual property tax
$4,510

Source: ACS 2019-2023 5-Year

Energy costs in El Dorado County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in El Dorado County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in El Dorado County

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in El Dorado County

Commute patterns and estimated costs.

Average commute
28.4 min
Drive alone
68.8%
Public transit
0.5%
Work from home
19.2%

Source: ACS

Monthly cost estimates for El Dorado County

What it costs to live in El Dorado County each month.

Single person
$4,053
per month
  • Rent $1,777
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $250
  • Healthcare $480
  • Federal tax $717
  • State tax $155
Couple
$6,360
per month
  • Rent $2,206
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $350
  • Healthcare $864
  • Federal tax $1,408
  • State tax $544
Family
$9,353
per month
  • Rent $2,992
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,408
  • State tax $544

Frequently asked questions about El Dorado County

Common questions about cost of living, rent and salary.

What is the average rent in El Dorado County?

In El Dorado County, CA, a one-bedroom apartment averages $1,777 per month, a two-bedroom averages $2,206 per month, a three-bedroom averages $2,992 per month, according to HUD Fair Market Rent data.

What is the average salary in El Dorado County?

In El Dorado County, CA, the average household income is $106,190 per year and individual earnings for full-time workers average $53,862 per year, according to U.S. Census Bureau data.

What is the cost of living in El Dorado County?

The estimated cost of living in El Dorado County, CA is approximately $4,053 per month for a single person, $6,360 for a couple, $9,353 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in El Dorado County?

The combined sales tax rate in El Dorado County, CA is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is El Dorado County an affordable place to live?

Based on the data, a single person in El Dorado County, CA would need approximately $4,053 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $106,190 per year ($8,849 per month). El Dorado County is relatively affordable compared to the national average.

How much does healthcare cost in El Dorado County?

The ACA marketplace benchmark premium in El Dorado County, CA is approximately $480 per month for an individual. Approximately 4.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in El Dorado County?

The average home value in El Dorado County, CA is $640,500, with average annual property taxes of $4,510, according to U.S. Census Bureau data.

How does El Dorado County compare to other areas?

You can compare El Dorado County, CA with any other US county using our comparison tool at /compare. El Dorado County is in the Sacramento-Roseville-Folsom, CA metro area.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

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Compare El Dorado County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources