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Illinois

Cost of living in Edgar County, IL

Estimated monthly cost
$2,719/mo
for a single person, all categories combined

Population 16,637 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $743 27%
Healthcare $480 18%
Federal tax $449 17%
Groceries $345 13%
Transport $320 12%
Energy $177 7%
State tax $155 6%
Water $50 2%

Rent in Edgar County

Fair Market Rents by bedroom count.

Studio
$597
per month
1 bedroom
$743
per month
2 bedroom
$870
per month
3 bedroom
$1,187
per month
4 bedroom
$1,325
per month

Source: HUD FMR FY2025

Income and earnings in Edgar County

Annual earnings figures from the Census ACS.

Household income
$56,909
per year
Individual earnings
$37,517
per year
Per capita
$33,566
per year

Source: ACS 2019-2023 5-Year.

Home values in Edgar County

Average values reported by homeowners.

Average home value
$95,700
Annual property tax
$1,478

Source: ACS 2019-2023 5-Year

Energy costs in Edgar County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Edgar County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Edgar County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Edgar County

Commute patterns and estimated costs.

Average commute
17.8 min
Drive alone
85.1%
Public transit
0.6%
Work from home
4.7%

Source: ACS

Monthly cost estimates for Edgar County

What it costs to live in Edgar County each month.

Single person
$2,719
per month
  • Rent $743
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $449
  • State tax $155
Couple
$3,834
per month
  • Rent $870
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $601
  • State tax $235
Family
$6,296
per month
  • Rent $1,187
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $601
  • State tax $235

Frequently asked questions about Edgar County

Common questions about cost of living, rent and salary.

What is the average rent in Edgar County?

In Edgar County, IL, a one-bedroom apartment averages $743 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,187 per month, according to HUD Fair Market Rent data.

What is the average salary in Edgar County?

In Edgar County, IL, the average household income is $56,909 per year and individual earnings for full-time workers average $37,517 per year, according to U.S. Census Bureau data.

What is the cost of living in Edgar County?

The estimated cost of living in Edgar County, IL is approximately $2,719 per month for a single person, $3,834 for a couple, $6,296 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Edgar County?

The combined sales tax rate in Edgar County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Edgar County an affordable place to live?

Based on the data, a single person in Edgar County, IL would need approximately $2,719 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,909 per year ($4,742 per month). Edgar County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Edgar County?

The ACA marketplace benchmark premium in Edgar County, IL is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Edgar County?

The average home value in Edgar County, IL is $95,700, with average annual property taxes of $1,478, according to U.S. Census Bureau data.

How does Edgar County compare to other areas?

You can compare Edgar County, IL with any other US county using our comparison tool at /compare. Edgar County is in Illinois.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Edgar County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources