Skip to main content
LiveWhere us
Jacksonville, FL

Cost of living in Jacksonville, Florida

Duval County, FL

Part of the Jacksonville Metro Area

Estimated monthly cost
$3,377/mo
for a single person, all categories combined

Population 1,007,189 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,454 43%
Federal tax $519 15%
Healthcare $480 14%
Groceries $352 10%
Transport $320 9%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in Jacksonville

Fair Market Rents by bedroom count.

Studio
$1,381
per month
1 bedroom
$1,454
per month
2 bedroom
$1,730
per month
3 bedroom
$2,163
per month
4 bedroom
$2,739
per month

Source: HUD FMR FY2025

Income and earnings in Jacksonville

Annual earnings figures from the Census ACS.

Household income
$68,447
per year
Individual earnings
$41,787
per year
Per capita
$38,827
per year

Source: ACS 2019-2023 5-Year.

Home values in Jacksonville

Average values reported by homeowners.

Average home value
$274,900
Annual property tax
$2,142

Source: ACS 2019-2023 5-Year

Energy costs in Jacksonville

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Jacksonville

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jacksonville

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jacksonville

Commute patterns and estimated costs.

Average commute
24.1 min
Drive alone
72.5%
Public transit
1.2%
Work from home
13.9%

Source: ACS

Monthly cost estimates for Jacksonville

What it costs to live in Jacksonville each month.

Single person
$3,377
per month
  • Rent $1,454
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $519
  • State tax $0
Couple
$4,688
per month
  • Rent $1,730
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $790
  • State tax $0
Family
$7,279
per month
  • Rent $2,163
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $790
  • State tax $0

Frequently asked questions about Jacksonville

Common questions about cost of living, rent and salary.

What is the average rent in Jacksonville?

In Jacksonville, Florida, a one-bedroom apartment averages $1,454 per month, a two-bedroom averages $1,730 per month, a three-bedroom averages $2,163 per month, according to HUD Fair Market Rent data.

What is the average salary in Jacksonville?

In Jacksonville, Florida, the average household income is $68,447 per year and individual earnings for full-time workers average $41,787 per year, according to U.S. Census Bureau data.

What is the cost of living in Jacksonville?

The estimated cost of living in Jacksonville, Florida is approximately $3,377 per month for a single person, $4,688 for a couple, $7,279 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jacksonville?

The combined sales tax rate in Jacksonville, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Jacksonville an affordable place to live?

Based on the data, a single person in Jacksonville, Florida would need approximately $3,377 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,447 per year ($5,704 per month). Jacksonville has a moderate cost of living relative to local earnings.

How much does healthcare cost in Jacksonville?

The ACA marketplace benchmark premium in Jacksonville, Florida is approximately $480 per month for an individual. Approximately 11.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jacksonville?

The average home value in Jacksonville, Florida is $274,900, with average annual property taxes of $2,142, according to U.S. Census Bureau data.

How does Jacksonville compare to other areas?

You can compare Jacksonville, Florida with any other US county using our comparison tool at /compare. Jacksonville is in the Jacksonville, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Jacksonville with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources