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North Dakota

Cost of living in Divide County, ND

Estimated monthly cost
$3,134/mo
for a single person, all categories combined

Population 2,174 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,159 37%
Federal tax $535 17%
Healthcare $480 15%
Groceries $322 10%
Transport $320 10%
Energy $199 6%
State tax $69 2%
Water $50 2%

Rent in Divide County

Fair Market Rents by bedroom count.

Studio
$1,151
per month
1 bedroom
$1,159
per month
2 bedroom
$1,419
per month
3 bedroom
$1,710
per month
4 bedroom
$2,383
per month

Source: HUD FMR FY2025

Income and earnings in Divide County

Annual earnings figures from the Census ACS.

Household income
$89,297
per year
Individual earnings
$42,738
per year
Per capita
$47,458
per year

Source: ACS 2019-2023 5-Year.

Home values in Divide County

Average values reported by homeowners.

Average home value
$173,100
Annual property tax
$1,034

Source: ACS 2019-2023 5-Year

Energy costs in Divide County

Estimated monthly electricity and gas costs.

Electricity
$139
per month · 12.6¢/kWh
Natural gas
$60
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Divide County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Divide County

State and local tax rates for North Dakota.

State income tax
1.9%
Flat rate
State sales tax
5.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Divide County

Commute patterns and estimated costs.

Average commute
19.9 min
Drive alone
79.1%
Public transit
0.0%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Divide County

What it costs to live in Divide County each month.

Single person
$3,134
per month
  • Rent $1,159
  • Energy $199
  • Water $50
  • Groceries $322
  • Transport $320
  • Healthcare $480
  • Federal tax $535
  • State tax $69
Couple
$4,813
per month
  • Rent $1,419
  • Energy $239
  • Water $60
  • Groceries $534
  • Transport $420
  • Healthcare $864
  • Federal tax $1,132
  • State tax $145
Family
$7,235
per month
  • Rent $1,710
  • Energy $298
  • Water $70
  • Groceries $810
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,132
  • State tax $145

Frequently asked questions about Divide County

Common questions about cost of living, rent and salary.

What is the average rent in Divide County?

In Divide County, ND, a one-bedroom apartment averages $1,159 per month, a two-bedroom averages $1,419 per month, a three-bedroom averages $1,710 per month, according to HUD Fair Market Rent data.

What is the average salary in Divide County?

In Divide County, ND, the average household income is $89,297 per year and individual earnings for full-time workers average $42,738 per year, according to U.S. Census Bureau data.

What is the cost of living in Divide County?

The estimated cost of living in Divide County, ND is approximately $3,134 per month for a single person, $4,813 for a couple, $7,235 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Divide County?

The combined sales tax rate in Divide County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.

Is Divide County an affordable place to live?

Based on the data, a single person in Divide County, ND would need approximately $3,134 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $89,297 per year ($7,441 per month). Divide County is relatively affordable compared to the national average.

How much does healthcare cost in Divide County?

The ACA marketplace benchmark premium in Divide County, ND is approximately $480 per month for an individual. Approximately 8.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Divide County?

The average home value in Divide County, ND is $173,100, with average annual property taxes of $1,034, according to U.S. Census Bureau data.

How does Divide County compare to other areas?

You can compare Divide County, ND with any other US county using our comparison tool at /compare. Divide County is in North Dakota.

Other counties in North Dakota

Browse the full list of counties in North Dakota, ranked by cost of living.

See all counties in North Dakota

Compare Divide County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources