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Arcadia, FL

Cost of living in DeSoto County, FL

Estimated monthly cost
$2,553/mo
for a single person, all categories combined

Population 34,719 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $835 33%
Healthcare $480 19%
Federal tax $384 15%
Groceries $352 14%
Transport $250 10%
Energy $197 8%
Water $55 2%
State tax $0 0%

Rent in DeSoto County

Fair Market Rents by bedroom count.

Studio
$831
per month
1 bedroom
$835
per month
2 bedroom
$973
per month
3 bedroom
$1,285
per month
4 bedroom
$1,290
per month

Source: HUD FMR FY2025

Income and earnings in DeSoto County

Annual earnings figures from the Census ACS.

Household income
$50,868
per year
Individual earnings
$33,537
per year
Per capita
$24,462
per year

Source: ACS 2019-2023 5-Year.

Home values in DeSoto County

Average values reported by homeowners.

Average home value
$151,500
Annual property tax
$1,322

Source: ACS 2019-2023 5-Year

Energy costs in DeSoto County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in DeSoto County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
18.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in DeSoto County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in DeSoto County

Commute patterns and estimated costs.

Average commute
29.7 min
Drive alone
68.2%
Public transit
1.5%
Work from home
5.8%

Source: ACS

Monthly cost estimates for DeSoto County

What it costs to live in DeSoto County each month.

Single person
$2,553
per month
  • Rent $835
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $250
  • Healthcare $480
  • Federal tax $384
  • State tax $0
Couple
$3,576
per month
  • Rent $973
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $350
  • Healthcare $864
  • Federal tax $505
  • State tax $0
Family
$6,046
per month
  • Rent $1,285
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $505
  • State tax $0

Frequently asked questions about DeSoto County

Common questions about cost of living, rent and salary.

What is the average rent in DeSoto County?

In DeSoto County, FL, a one-bedroom apartment averages $835 per month, a two-bedroom averages $973 per month, a three-bedroom averages $1,285 per month, according to HUD Fair Market Rent data.

What is the average salary in DeSoto County?

In DeSoto County, FL, the average household income is $50,868 per year and individual earnings for full-time workers average $33,537 per year, according to U.S. Census Bureau data.

What is the cost of living in DeSoto County?

The estimated cost of living in DeSoto County, FL is approximately $2,553 per month for a single person, $3,576 for a couple, $6,046 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in DeSoto County?

The combined sales tax rate in DeSoto County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is DeSoto County an affordable place to live?

Based on the data, a single person in DeSoto County, FL would need approximately $2,553 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $50,868 per year ($4,239 per month). DeSoto County has a moderate cost of living relative to local earnings.

How much does healthcare cost in DeSoto County?

The ACA marketplace benchmark premium in DeSoto County, FL is approximately $480 per month for an individual. Approximately 18.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in DeSoto County?

The average home value in DeSoto County, FL is $151,500, with average annual property taxes of $1,322, according to U.S. Census Bureau data.

How does DeSoto County compare to other areas?

You can compare DeSoto County, FL with any other US county using our comparison tool at /compare. DeSoto County is in the Arcadia, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare DeSoto County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources