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Escanaba, MI

Cost of living in Delta County, MI

Estimated monthly cost
$2,597/mo
for a single person, all categories combined

Population 36,829 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 27%
Healthcare $480 18%
Federal tax $397 15%
Groceries $326 13%
Transport $320 12%
Energy $191 7%
State tax $122 5%
Water $50 2%

Rent in Delta County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,231
per month
4 bedroom
$1,567
per month

Source: HUD FMR FY2025

Income and earnings in Delta County

Annual earnings figures from the Census ACS.

Household income
$54,829
per year
Individual earnings
$34,359
per year
Per capita
$34,716
per year

Source: ACS 2019-2023 5-Year.

Home values in Delta County

Average values reported by homeowners.

Average home value
$146,800
Annual property tax
$1,658

Source: ACS 2019-2023 5-Year

Energy costs in Delta County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Delta County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Delta County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Delta County

Commute patterns and estimated costs.

Average commute
18.5 min
Drive alone
80.8%
Public transit
0.5%
Work from home
5.5%

Source: ACS

Monthly cost estimates for Delta County

What it costs to live in Delta County each month.

Single person
$2,597
per month
  • Rent $711
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $397
  • State tax $122
Couple
$3,807
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $567
  • State tax $194
Family
$6,238
per month
  • Rent $1,231
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $567
  • State tax $194

Frequently asked questions about Delta County

Common questions about cost of living, rent and salary.

What is the average rent in Delta County?

In Delta County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,231 per month, according to HUD Fair Market Rent data.

What is the average salary in Delta County?

In Delta County, MI, the average household income is $54,829 per year and individual earnings for full-time workers average $34,359 per year, according to U.S. Census Bureau data.

What is the cost of living in Delta County?

The estimated cost of living in Delta County, MI is approximately $2,597 per month for a single person, $3,807 for a couple, $6,238 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Delta County?

The combined sales tax rate in Delta County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Delta County an affordable place to live?

Based on the data, a single person in Delta County, MI would need approximately $2,597 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,829 per year ($4,569 per month). Delta County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Delta County?

The ACA marketplace benchmark premium in Delta County, MI is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Delta County?

The average home value in Delta County, MI is $146,800, with average annual property taxes of $1,658, according to U.S. Census Bureau data.

How does Delta County compare to other areas?

You can compare Delta County, MI with any other US county using our comparison tool at /compare. Delta County is in the Escanaba, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Delta County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources