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Colorado

Cost of living in Delta County, CO

Estimated monthly cost
$2,802/mo
for a single person, all categories combined

Population 31,353 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $816 29%
Healthcare $480 17%
Federal tax $467 17%
Groceries $359 13%
Transport $320 11%
Energy $158 6%
State tax $142 5%
Water $60 2%

Rent in Delta County

Fair Market Rents by bedroom count.

Studio
$810
per month
1 bedroom
$816
per month
2 bedroom
$1,039
per month
3 bedroom
$1,421
per month
4 bedroom
$1,745
per month

Source: HUD FMR FY2025

Income and earnings in Delta County

Annual earnings figures from the Census ACS.

Household income
$58,330
per year
Individual earnings
$38,604
per year
Per capita
$35,746
per year

Source: ACS 2019-2023 5-Year.

Home values in Delta County

Average values reported by homeowners.

Average home value
$318,000
Annual property tax
$986

Source: ACS 2019-2023 5-Year

Energy costs in Delta County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Delta County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Delta County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Delta County

Commute patterns and estimated costs.

Average commute
26.3 min
Drive alone
72.0%
Public transit
0.1%
Work from home
14.5%

Source: ACS

Monthly cost estimates for Delta County

What it costs to live in Delta County each month.

Single person
$2,802
per month
  • Rent $816
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $320
  • Healthcare $480
  • Federal tax $467
  • State tax $142
Couple
$4,016
per month
  • Rent $1,039
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $420
  • Healthcare $864
  • Federal tax $624
  • State tax $214
Family
$6,554
per month
  • Rent $1,421
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $624
  • State tax $214

Frequently asked questions about Delta County

Common questions about cost of living, rent and salary.

What is the average rent in Delta County?

In Delta County, CO, a one-bedroom apartment averages $816 per month, a two-bedroom averages $1,039 per month, a three-bedroom averages $1,421 per month, according to HUD Fair Market Rent data.

What is the average salary in Delta County?

In Delta County, CO, the average household income is $58,330 per year and individual earnings for full-time workers average $38,604 per year, according to U.S. Census Bureau data.

What is the cost of living in Delta County?

The estimated cost of living in Delta County, CO is approximately $2,802 per month for a single person, $4,016 for a couple, $6,554 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Delta County?

The combined sales tax rate in Delta County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Delta County an affordable place to live?

Based on the data, a single person in Delta County, CO would need approximately $2,802 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,330 per year ($4,861 per month). Delta County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Delta County?

The ACA marketplace benchmark premium in Delta County, CO is approximately $480 per month for an individual. Approximately 11.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Delta County?

The average home value in Delta County, CO is $318,000, with average annual property taxes of $986, according to U.S. Census Bureau data.

How does Delta County compare to other areas?

You can compare Delta County, CO with any other US county using our comparison tool at /compare. Delta County is in Colorado.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Delta County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources