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Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Cost of living in Delaware County, PA

Part of the Philadelphia Metro Area

Estimated monthly cost
$3,610/mo
for a single person, all categories combined

Population 576,195 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,512 42%
Federal tax $641 18%
Healthcare $480 13%
Groceries $341 9%
Transport $250 7%
Energy $205 6%
State tax $126 3%
Water $55 2%

Rent in Delaware County

Fair Market Rents by bedroom count.

Studio
$1,372
per month
1 bedroom
$1,512
per month
2 bedroom
$1,802
per month
3 bedroom
$2,171
per month
4 bedroom
$2,468
per month

Source: HUD FMR FY2025

Income and earnings in Delaware County

Annual earnings figures from the Census ACS.

Household income
$88,576
per year
Individual earnings
$49,255
per year
Per capita
$48,676
per year

Source: ACS 2019-2023 5-Year.

Home values in Delaware County

Average values reported by homeowners.

Average home value
$302,400
Annual property tax
$6,001

Source: ACS 2019-2023 5-Year

Energy costs in Delaware County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Delaware County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Delaware County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Delaware County

Commute patterns and estimated costs.

Average commute
28.4 min
Drive alone
66.1%
Public transit
6.7%
Work from home
15.4%

Source: ACS

Monthly cost estimates for Delaware County

What it costs to live in Delaware County each month.

Single person
$3,610
per month
  • Rent $1,512
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $250
  • Healthcare $480
  • Federal tax $641
  • State tax $126
Couple
$5,239
per month
  • Rent $1,802
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $350
  • Healthcare $864
  • Federal tax $1,120
  • State tax $227
Family
$7,758
per month
  • Rent $2,171
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,120
  • State tax $227

Frequently asked questions about Delaware County

Common questions about cost of living, rent and salary.

What is the average rent in Delaware County?

In Delaware County, PA, a one-bedroom apartment averages $1,512 per month, a two-bedroom averages $1,802 per month, a three-bedroom averages $2,171 per month, according to HUD Fair Market Rent data.

What is the average salary in Delaware County?

In Delaware County, PA, the average household income is $88,576 per year and individual earnings for full-time workers average $49,255 per year, according to U.S. Census Bureau data.

What is the cost of living in Delaware County?

The estimated cost of living in Delaware County, PA is approximately $3,610 per month for a single person, $5,239 for a couple, $7,758 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Delaware County?

The combined sales tax rate in Delaware County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is Delaware County an affordable place to live?

Based on the data, a single person in Delaware County, PA would need approximately $3,610 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $88,576 per year ($7,381 per month). Delaware County is relatively affordable compared to the national average.

How much does healthcare cost in Delaware County?

The ACA marketplace benchmark premium in Delaware County, PA is approximately $480 per month for an individual. Approximately 4.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Delaware County?

The average home value in Delaware County, PA is $302,400, with average annual property taxes of $6,001, according to U.S. Census Bureau data.

How does Delaware County compare to other areas?

You can compare Delaware County, PA with any other US county using our comparison tool at /compare. Delaware County is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare Delaware County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources