Skip to main content
LiveWhere us
Muncie, IN

Cost of living in Delaware County, IN

Part of the Muncie Metro Area

Estimated monthly cost
$2,570/mo
for a single person, all categories combined

Population 112,109 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $802 31%
Healthcare $480 19%
Federal tax $325 13%
Transport $320 12%
Groceries $318 12%
Energy $199 8%
State tax $76 3%
Water $50 2%

Rent in Delaware County

Fair Market Rents by bedroom count.

Studio
$736
per month
1 bedroom
$802
per month
2 bedroom
$982
per month
3 bedroom
$1,289
per month
4 bedroom
$1,492
per month

Source: HUD FMR FY2025

Income and earnings in Delaware County

Annual earnings figures from the Census ACS.

Household income
$56,932
per year
Individual earnings
$29,964
per year
Per capita
$30,037
per year

Source: ACS 2019-2023 5-Year.

Home values in Delaware County

Average values reported by homeowners.

Average home value
$127,600
Annual property tax
$997

Source: ACS 2019-2023 5-Year

Energy costs in Delaware County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Delaware County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Delaware County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Delaware County

Commute patterns and estimated costs.

Average commute
22.1 min
Drive alone
77.3%
Public transit
1.1%
Work from home
6.0%

Source: ACS

Monthly cost estimates for Delaware County

What it costs to live in Delaware County each month.

Single person
$2,570
per month
  • Rent $802
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $325
  • State tax $76
Couple
$3,839
per month
  • Rent $982
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $602
  • State tax $145
Family
$6,274
per month
  • Rent $1,289
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $602
  • State tax $145

Frequently asked questions about Delaware County

Common questions about cost of living, rent and salary.

What is the average rent in Delaware County?

In Delaware County, IN, a one-bedroom apartment averages $802 per month, a two-bedroom averages $982 per month, a three-bedroom averages $1,289 per month, according to HUD Fair Market Rent data.

What is the average salary in Delaware County?

In Delaware County, IN, the average household income is $56,932 per year and individual earnings for full-time workers average $29,964 per year, according to U.S. Census Bureau data.

What is the cost of living in Delaware County?

The estimated cost of living in Delaware County, IN is approximately $2,570 per month for a single person, $3,839 for a couple, $6,274 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Delaware County?

The combined sales tax rate in Delaware County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Delaware County an affordable place to live?

Based on the data, a single person in Delaware County, IN would need approximately $2,570 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,932 per year ($4,744 per month). Delaware County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Delaware County?

The ACA marketplace benchmark premium in Delaware County, IN is approximately $480 per month for an individual. Approximately 7.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Delaware County?

The average home value in Delaware County, IN is $127,600, with average annual property taxes of $997, according to U.S. Census Bureau data.

How does Delaware County compare to other areas?

You can compare Delaware County, IN with any other US county using our comparison tool at /compare. Delaware County is in the Muncie, IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Delaware County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources