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Defiance, OH

Cost of living in Defiance County, OH

Estimated monthly cost
$2,615/mo
for a single person, all categories combined

Population 38,258 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $698 27%
Federal tax $517 20%
Healthcare $480 18%
Groceries $320 12%
Transport $320 12%
Energy $194 7%
Water $50 2%
State tax $36 1%

Rent in Defiance County

Fair Market Rents by bedroom count.

Studio
$667
per month
1 bedroom
$698
per month
2 bedroom
$894
per month
3 bedroom
$1,162
per month
4 bedroom
$1,253
per month

Source: HUD FMR FY2025

Income and earnings in Defiance County

Annual earnings figures from the Census ACS.

Household income
$73,615
per year
Individual earnings
$41,645
per year
Per capita
$35,076
per year

Source: ACS 2019-2023 5-Year.

Home values in Defiance County

Average values reported by homeowners.

Average home value
$150,900
Annual property tax
$1,686

Source: ACS 2019-2023 5-Year

Energy costs in Defiance County

Estimated monthly electricity and gas costs.

Electricity
$131
per month · 15.4¢/kWh
Natural gas
$63
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Defiance County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Defiance County

State and local tax rates for Ohio.

State income tax
3.5%
Top marginal rate
State sales tax
5.8%
Combined sales tax
7.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Defiance County

Commute patterns and estimated costs.

Average commute
20.2 min
Drive alone
84.2%
Public transit
0.0%
Work from home
6.0%

Source: ACS

Monthly cost estimates for Defiance County

What it costs to live in Defiance County each month.

Single person
$2,615
per month
  • Rent $698
  • Energy $194
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $517
  • State tax $36
Couple
$3,985
per month
  • Rent $894
  • Energy $233
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $875
  • State tax $109
Family
$6,382
per month
  • Rent $1,162
  • Energy $291
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $875
  • State tax $109

Frequently asked questions about Defiance County

Common questions about cost of living, rent and salary.

What is the average rent in Defiance County?

In Defiance County, OH, a one-bedroom apartment averages $698 per month, a two-bedroom averages $894 per month, a three-bedroom averages $1,162 per month, according to HUD Fair Market Rent data.

What is the average salary in Defiance County?

In Defiance County, OH, the average household income is $73,615 per year and individual earnings for full-time workers average $41,645 per year, according to U.S. Census Bureau data.

What is the cost of living in Defiance County?

The estimated cost of living in Defiance County, OH is approximately $2,615 per month for a single person, $3,985 for a couple, $6,382 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Defiance County?

The combined sales tax rate in Defiance County, OH is 7.24%, which includes the Ohio state rate of 5.75% plus an average local rate of 1.49%.

Is Defiance County an affordable place to live?

Based on the data, a single person in Defiance County, OH would need approximately $2,615 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $73,615 per year ($6,135 per month). Defiance County is relatively affordable compared to the national average.

How much does healthcare cost in Defiance County?

The ACA marketplace benchmark premium in Defiance County, OH is approximately $480 per month for an individual. Approximately 8.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Defiance County?

The average home value in Defiance County, OH is $150,900, with average annual property taxes of $1,686, according to U.S. Census Bureau data.

How does Defiance County compare to other areas?

You can compare Defiance County, OH with any other US county using our comparison tool at /compare. Defiance County is in the Defiance, OH metro area.

Other counties in Ohio

Browse the full list of counties in Ohio, ranked by cost of living.

See all counties in Ohio

Compare Defiance County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources