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Montana

Cost of living in Deer Lodge County, MT

Estimated monthly cost
$2,814/mo
for a single person, all categories combined

Population 9,512 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $946 34%
Healthcare $480 17%
Federal tax $373 13%
Groceries $334 12%
Transport $320 11%
Energy $160 6%
State tax $141 5%
Water $60 2%

Rent in Deer Lodge County

Fair Market Rents by bedroom count.

Studio
$768
per month
1 bedroom
$946
per month
2 bedroom
$1,047
per month
3 bedroom
$1,467
per month
4 bedroom
$1,729
per month

Source: HUD FMR FY2025

Income and earnings in Deer Lodge County

Annual earnings figures from the Census ACS.

Household income
$49,533
per year
Individual earnings
$32,891
per year
Per capita
$32,758
per year

Source: ACS 2019-2023 5-Year.

Home values in Deer Lodge County

Average values reported by homeowners.

Average home value
$209,700
Annual property tax
$1,706

Source: ACS 2019-2023 5-Year

Energy costs in Deer Lodge County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Deer Lodge County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Deer Lodge County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Deer Lodge County

Commute patterns and estimated costs.

Average commute
21.2 min
Drive alone
76.2%
Public transit
0.0%
Work from home
7.7%

Source: ACS

Monthly cost estimates for Deer Lodge County

What it costs to live in Deer Lodge County each month.

Single person
$2,814
per month
  • Rent $946
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $373
  • State tax $141
Couple
$3,854
per month
  • Rent $1,047
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $485
  • State tax $223
Family
$6,410
per month
  • Rent $1,467
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $485
  • State tax $223

Frequently asked questions about Deer Lodge County

Common questions about cost of living, rent and salary.

What is the average rent in Deer Lodge County?

In Deer Lodge County, MT, a one-bedroom apartment averages $946 per month, a two-bedroom averages $1,047 per month, a three-bedroom averages $1,467 per month, according to HUD Fair Market Rent data.

What is the average salary in Deer Lodge County?

In Deer Lodge County, MT, the average household income is $49,533 per year and individual earnings for full-time workers average $32,891 per year, according to U.S. Census Bureau data.

What is the cost of living in Deer Lodge County?

The estimated cost of living in Deer Lodge County, MT is approximately $2,814 per month for a single person, $3,854 for a couple, $6,410 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Deer Lodge County?

The combined sales tax rate in Deer Lodge County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Deer Lodge County an affordable place to live?

Based on the data, a single person in Deer Lodge County, MT would need approximately $2,814 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,533 per year ($4,128 per month). Deer Lodge County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Deer Lodge County?

The ACA marketplace benchmark premium in Deer Lodge County, MT is approximately $480 per month for an individual. Approximately 6.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Deer Lodge County?

The average home value in Deer Lodge County, MT is $209,700, with average annual property taxes of $1,706, according to U.S. Census Bureau data.

How does Deer Lodge County compare to other areas?

You can compare Deer Lodge County, MT with any other US county using our comparison tool at /compare. Deer Lodge County is in Montana.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Deer Lodge County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources