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Tennessee

Cost of living in Decatur County, TN

Estimated monthly cost
$2,481/mo
for a single person, all categories combined

Population 11,499 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $685 28%
Healthcare $480 19%
Federal tax $433 17%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Decatur County

Fair Market Rents by bedroom count.

Studio
$681
per month
1 bedroom
$685
per month
2 bedroom
$899
per month
3 bedroom
$1,254
per month
4 bedroom
$1,259
per month

Source: HUD FMR FY2025

Income and earnings in Decatur County

Annual earnings figures from the Census ACS.

Household income
$46,190
per year
Individual earnings
$36,565
per year
Per capita
$26,073
per year

Source: ACS 2019-2023 5-Year.

Home values in Decatur County

Average values reported by homeowners.

Average home value
$133,900
Annual property tax
$654

Source: ACS 2019-2023 5-Year

Energy costs in Decatur County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Decatur County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Decatur County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Decatur County

Commute patterns and estimated costs.

Average commute
25.8 min
Drive alone
83.2%
Public transit
0.2%
Work from home
4.8%

Source: ACS

Monthly cost estimates for Decatur County

What it costs to live in Decatur County each month.

Single person
$2,481
per month
  • Rent $685
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $433
  • State tax $0
Couple
$3,438
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $436
  • State tax $0
Family
$5,918
per month
  • Rent $1,254
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $436
  • State tax $0

Frequently asked questions about Decatur County

Common questions about cost of living, rent and salary.

What is the average rent in Decatur County?

In Decatur County, TN, a one-bedroom apartment averages $685 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,254 per month, according to HUD Fair Market Rent data.

What is the average salary in Decatur County?

In Decatur County, TN, the average household income is $46,190 per year and individual earnings for full-time workers average $36,565 per year, according to U.S. Census Bureau data.

What is the cost of living in Decatur County?

The estimated cost of living in Decatur County, TN is approximately $2,481 per month for a single person, $3,438 for a couple, $5,918 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Decatur County?

The combined sales tax rate in Decatur County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Decatur County an affordable place to live?

Based on the data, a single person in Decatur County, TN would need approximately $2,481 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $46,190 per year ($3,849 per month). Decatur County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Decatur County?

The ACA marketplace benchmark premium in Decatur County, TN is approximately $480 per month for an individual. Approximately 10.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Decatur County?

The average home value in Decatur County, TN is $133,900, with average annual property taxes of $654, according to U.S. Census Bureau data.

How does Decatur County compare to other areas?

You can compare Decatur County, TN with any other US county using our comparison tool at /compare. Decatur County is in Tennessee.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Decatur County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources