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Cincinnati, OH-KY-IN

Cost of living in Dearborn County, IN

Part of the Cincinnati Metro Area

Estimated monthly cost
$3,079/mo
for a single person, all categories combined

Population 50,828 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $993 32%
Federal tax $600 19%
Healthcare $480 16%
Transport $320 10%
Groceries $318 10%
Energy $199 6%
State tax $119 4%
Water $50 2%

Rent in Dearborn County

Fair Market Rents by bedroom count.

Studio
$883
per month
1 bedroom
$993
per month
2 bedroom
$1,287
per month
3 bedroom
$1,707
per month
4 bedroom
$1,885
per month

Source: HUD FMR FY2025

Income and earnings in Dearborn County

Annual earnings figures from the Census ACS.

Household income
$82,693
per year
Individual earnings
$46,720
per year
Per capita
$38,711
per year

Source: ACS 2019-2023 5-Year.

Home values in Dearborn County

Average values reported by homeowners.

Average home value
$227,100
Annual property tax
$1,726

Source: ACS 2019-2023 5-Year

Energy costs in Dearborn County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Dearborn County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Dearborn County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Dearborn County

Commute patterns and estimated costs.

Average commute
30.1 min
Drive alone
79.4%
Public transit
0.2%
Work from home
8.5%

Source: ACS

Monthly cost estimates for Dearborn County

What it costs to live in Dearborn County each month.

Single person
$3,079
per month
  • Rent $993
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $600
  • State tax $119
Couple
$4,630
per month
  • Rent $1,287
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $1,023
  • State tax $210
Family
$7,178
per month
  • Rent $1,707
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,023
  • State tax $210

Frequently asked questions about Dearborn County

Common questions about cost of living, rent and salary.

What is the average rent in Dearborn County?

In Dearborn County, IN, a one-bedroom apartment averages $993 per month, a two-bedroom averages $1,287 per month, a three-bedroom averages $1,707 per month, according to HUD Fair Market Rent data.

What is the average salary in Dearborn County?

In Dearborn County, IN, the average household income is $82,693 per year and individual earnings for full-time workers average $46,720 per year, according to U.S. Census Bureau data.

What is the cost of living in Dearborn County?

The estimated cost of living in Dearborn County, IN is approximately $3,079 per month for a single person, $4,630 for a couple, $7,178 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Dearborn County?

The combined sales tax rate in Dearborn County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Dearborn County an affordable place to live?

Based on the data, a single person in Dearborn County, IN would need approximately $3,079 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $82,693 per year ($6,891 per month). Dearborn County is relatively affordable compared to the national average.

How much does healthcare cost in Dearborn County?

The ACA marketplace benchmark premium in Dearborn County, IN is approximately $480 per month for an individual. Approximately 4.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Dearborn County?

The average home value in Dearborn County, IN is $227,100, with average annual property taxes of $1,726, according to U.S. Census Bureau data.

How does Dearborn County compare to other areas?

You can compare Dearborn County, IN with any other US county using our comparison tool at /compare. Dearborn County is in the Cincinnati, OH-KY-IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Dearborn County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources