Skip to main content
LiveWhere us
Owensboro, KY

Cost of living in Daviess County, KY

Part of the Owensboro Metro Area

Estimated monthly cost
$2,846/mo
for a single person, all categories combined

Population 103,195 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $860 30%
Federal tax $491 17%
Healthcare $480 17%
Transport $320 11%
Groceries $312 11%
Energy $194 7%
State tax $134 5%
Water $55 2%

Rent in Daviess County

Fair Market Rents by bedroom count.

Studio
$854
per month
1 bedroom
$860
per month
2 bedroom
$1,128
per month
3 bedroom
$1,494
per month
4 bedroom
$1,496
per month

Source: HUD FMR FY2025

Income and earnings in Daviess County

Annual earnings figures from the Census ACS.

Household income
$65,323
per year
Individual earnings
$40,108
per year
Per capita
$35,121
per year

Source: ACS 2019-2023 5-Year.

Home values in Daviess County

Average values reported by homeowners.

Average home value
$185,800
Annual property tax
$1,595

Source: ACS 2019-2023 5-Year

Energy costs in Daviess County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Daviess County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Daviess County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Daviess County

Commute patterns and estimated costs.

Average commute
20.0 min
Drive alone
83.9%
Public transit
0.3%
Work from home
5.4%

Source: ACS

Monthly cost estimates for Daviess County

What it costs to live in Daviess County each month.

Single person
$2,846
per month
  • Rent $860
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $491
  • State tax $134
Couple
$4,184
per month
  • Rent $1,128
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $739
  • State tax $218
Family
$6,671
per month
  • Rent $1,494
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $739
  • State tax $218

Frequently asked questions about Daviess County

Common questions about cost of living, rent and salary.

What is the average rent in Daviess County?

In Daviess County, KY, a one-bedroom apartment averages $860 per month, a two-bedroom averages $1,128 per month, a three-bedroom averages $1,494 per month, according to HUD Fair Market Rent data.

What is the average salary in Daviess County?

In Daviess County, KY, the average household income is $65,323 per year and individual earnings for full-time workers average $40,108 per year, according to U.S. Census Bureau data.

What is the cost of living in Daviess County?

The estimated cost of living in Daviess County, KY is approximately $2,846 per month for a single person, $4,184 for a couple, $6,671 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Daviess County?

The combined sales tax rate in Daviess County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Daviess County an affordable place to live?

Based on the data, a single person in Daviess County, KY would need approximately $2,846 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,323 per year ($5,444 per month). Daviess County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Daviess County?

The ACA marketplace benchmark premium in Daviess County, KY is approximately $480 per month for an individual. Approximately 5.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Daviess County?

The average home value in Daviess County, KY is $185,800, with average annual property taxes of $1,595, according to U.S. Census Bureau data.

How does Daviess County compare to other areas?

You can compare Daviess County, KY with any other US county using our comparison tool at /compare. Daviess County is in the Owensboro, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Daviess County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources