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Fayetteville, NC

Cost of living in Fayetteville, North Carolina

Cumberland County, NC

Part of the Fayetteville Metro Area

Estimated monthly cost
$3,022/mo
for a single person, all categories combined

Population 336,749 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,093 36%
Healthcare $480 16%
Federal tax $425 14%
Groceries $327 11%
Transport $320 11%
Energy $187 6%
State tax $135 4%
Water $55 2%

Rent in Fayetteville

Fair Market Rents by bedroom count.

Studio
$1,078
per month
1 bedroom
$1,093
per month
2 bedroom
$1,240
per month
3 bedroom
$1,678
per month
4 bedroom
$2,082
per month

Source: HUD FMR FY2025

Income and earnings in Fayetteville

Annual earnings figures from the Census ACS.

Household income
$58,780
per year
Individual earnings
$36,046
per year
Per capita
$31,206
per year

Source: ACS 2019-2023 5-Year.

Home values in Fayetteville

Average values reported by homeowners.

Average home value
$183,700
Annual property tax
$1,823

Source: ACS 2019-2023 5-Year

Energy costs in Fayetteville

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Fayetteville

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fayetteville

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fayetteville

Commute patterns and estimated costs.

Average commute
21.4 min
Drive alone
76.7%
Public transit
0.4%
Work from home
6.5%

Source: ACS

Monthly cost estimates for Fayetteville

What it costs to live in Fayetteville each month.

Single person
$3,022
per month
  • Rent $1,093
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $425
  • State tax $135
Couple
$4,207
per month
  • Rent $1,240
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $632
  • State tax $220
Family
$6,777
per month
  • Rent $1,678
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $632
  • State tax $220

Frequently asked questions about Fayetteville

Common questions about cost of living, rent and salary.

What is the average rent in Fayetteville?

In Fayetteville, North Carolina, a one-bedroom apartment averages $1,093 per month, a two-bedroom averages $1,240 per month, a three-bedroom averages $1,678 per month, according to HUD Fair Market Rent data.

What is the average salary in Fayetteville?

In Fayetteville, North Carolina, the average household income is $58,780 per year and individual earnings for full-time workers average $36,046 per year, according to U.S. Census Bureau data.

What is the cost of living in Fayetteville?

The estimated cost of living in Fayetteville, North Carolina is approximately $3,022 per month for a single person, $4,207 for a couple, $6,777 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fayetteville?

The combined sales tax rate in Fayetteville, North Carolina is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Fayetteville an affordable place to live?

Based on the data, a single person in Fayetteville, North Carolina would need approximately $3,022 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,780 per year ($4,898 per month). Fayetteville has a moderate cost of living relative to local earnings.

How much does healthcare cost in Fayetteville?

The ACA marketplace benchmark premium in Fayetteville, North Carolina is approximately $480 per month for an individual. Approximately 10.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fayetteville?

The average home value in Fayetteville, North Carolina is $183,700, with average annual property taxes of $1,823, according to U.S. Census Bureau data.

How does Fayetteville compare to other areas?

You can compare Fayetteville, North Carolina with any other US county using our comparison tool at /compare. Fayetteville is in the Fayetteville, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Fayetteville with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP