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Portland-South Portland, ME

Cost of living in Portland, Maine

Cumberland County, ME

Part of the Portland Metro Area

Estimated monthly cost
$3,522/mo
for a single person, all categories combined

Population 305,940 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,279 36%
Federal tax $646 18%
Healthcare $480 14%
Groceries $348 10%
State tax $258 7%
Transport $250 7%
Energy $206 6%
Water $55 2%

Rent in Portland

Fair Market Rents by bedroom count.

Studio
$1,080
per month
1 bedroom
$1,279
per month
2 bedroom
$1,643
per month
3 bedroom
$1,876
per month
4 bedroom
$2,055
per month

Source: ACS 2019-2023 5-Year

Income and earnings in Portland

Annual earnings figures from the Census ACS.

Household income
$92,983
per year
Individual earnings
$49,540
per year
Per capita
$54,238
per year

Source: ACS 2019-2023 5-Year.

Home values in Portland

Average values reported by homeowners.

Average home value
$411,400
Annual property tax
$4,577

Source: ACS 2019-2023 5-Year

Energy costs in Portland

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 24.7¢/kWh
Natural gas
$70
per month
Annual total
$2,472
per year

Source: EIA

Healthcare in Portland

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Portland

State and local tax rates for Maine.

State income tax
7.2%
Top marginal rate
State sales tax
5.5%
Combined sales tax
5.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Portland

Commute patterns and estimated costs.

Average commute
23.4 min
Drive alone
65.6%
Public transit
1.0%
Work from home
19.4%

Source: ACS

Monthly cost estimates for Portland

What it costs to live in Portland each month.

Single person
$3,522
per month
  • Rent $1,279
  • Energy $206
  • Water $55
  • Groceries $348
  • Transport $250
  • Healthcare $480
  • Federal tax $646
  • State tax $258
Couple
$5,451
per month
  • Rent $1,643
  • Energy $247
  • Water $65
  • Groceries $577
  • Transport $350
  • Healthcare $864
  • Federal tax $1,192
  • State tax $513
Family
$7,840
per month
  • Rent $1,876
  • Energy $309
  • Water $75
  • Groceries $875
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,192
  • State tax $513

Frequently asked questions about Portland

Common questions about cost of living, rent and salary.

What is the average rent in Portland?

In Portland, Maine, a one-bedroom apartment averages $1,279 per month, a two-bedroom averages $1,643 per month, a three-bedroom averages $1,876 per month, according to HUD Fair Market Rent data.

What is the average salary in Portland?

In Portland, Maine, the average household income is $92,983 per year and individual earnings for full-time workers average $49,540 per year, according to U.S. Census Bureau data.

What is the cost of living in Portland?

The estimated cost of living in Portland, Maine is approximately $3,522 per month for a single person, $5,451 for a couple, $7,840 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Portland?

The combined sales tax rate in Portland, Maine is 5.50%, which includes the Maine state rate of 5.50% plus an average local rate of 0.00%.

Is Portland an affordable place to live?

Based on the data, a single person in Portland, Maine would need approximately $3,522 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $92,983 per year ($7,749 per month). Portland is relatively affordable compared to the national average.

How much does healthcare cost in Portland?

The ACA marketplace benchmark premium in Portland, Maine is approximately $480 per month for an individual. Approximately 4.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Portland?

The average home value in Portland, Maine is $411,400, with average annual property taxes of $4,577, according to U.S. Census Bureau data.

How does Portland compare to other areas?

You can compare Portland, Maine with any other US county using our comparison tool at /compare. Portland is in the Portland-South Portland, ME metro area.

Other counties in Maine

Browse the full list of counties in Maine, ranked by cost of living.

See all counties in Maine

Compare Portland with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP