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Arkansas

Cost of living in Cross County, AR

Estimated monthly cost
$2,485/mo
for a single person, all categories combined

Population 16,681 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $646 26%
Healthcare $480 19%
Federal tax $407 16%
Transport $320 13%
Groceries $303 12%
Energy $192 8%
State tax $82 3%
Water $55 2%

Rent in Cross County

Fair Market Rents by bedroom count.

Studio
$618
per month
1 bedroom
$646
per month
2 bedroom
$848
per month
3 bedroom
$1,188
per month
4 bedroom
$1,424
per month

Source: HUD FMR FY2025

Income and earnings in Cross County

Annual earnings figures from the Census ACS.

Household income
$47,012
per year
Individual earnings
$34,958
per year
Per capita
$28,569
per year

Source: ACS 2019-2023 5-Year.

Home values in Cross County

Average values reported by homeowners.

Average home value
$104,000
Annual property tax
$574

Source: ACS 2019-2023 5-Year

Energy costs in Cross County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Cross County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cross County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cross County

Commute patterns and estimated costs.

Average commute
25.5 min
Drive alone
83.2%
Public transit
0.0%
Work from home
3.0%

Source: ACS

Monthly cost estimates for Cross County

What it costs to live in Cross County each month.

Single person
$2,485
per month
  • Rent $646
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $407
  • State tax $82
Couple
$3,498
per month
  • Rent $848
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $448
  • State tax $121
Family
$5,952
per month
  • Rent $1,188
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $448
  • State tax $121

Frequently asked questions about Cross County

Common questions about cost of living, rent and salary.

What is the average rent in Cross County?

In Cross County, AR, a one-bedroom apartment averages $646 per month, a two-bedroom averages $848 per month, a three-bedroom averages $1,188 per month, according to HUD Fair Market Rent data.

What is the average salary in Cross County?

In Cross County, AR, the average household income is $47,012 per year and individual earnings for full-time workers average $34,958 per year, according to U.S. Census Bureau data.

What is the cost of living in Cross County?

The estimated cost of living in Cross County, AR is approximately $2,485 per month for a single person, $3,498 for a couple, $5,952 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cross County?

The combined sales tax rate in Cross County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Cross County an affordable place to live?

Based on the data, a single person in Cross County, AR would need approximately $2,485 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,012 per year ($3,918 per month). Cross County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cross County?

The ACA marketplace benchmark premium in Cross County, AR is approximately $480 per month for an individual. Approximately 7.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cross County?

The average home value in Cross County, AR is $104,000, with average annual property taxes of $574, according to U.S. Census Bureau data.

How does Cross County compare to other areas?

You can compare Cross County, AR with any other US county using our comparison tool at /compare. Cross County is in Arkansas.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Cross County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP