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Arkansas City-Winfield, KS

Cost of living in Cowley County, KS

Estimated monthly cost
$2,553/mo
for a single person, all categories combined

Population 34,487 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $671 26%
Healthcare $480 19%
Federal tax $397 16%
Transport $320 13%
Groceries $317 12%
Energy $193 8%
State tax $125 5%
Water $50 2%

Rent in Cowley County

Fair Market Rents by bedroom count.

Studio
$603
per month
1 bedroom
$671
per month
2 bedroom
$880
per month
3 bedroom
$1,128
per month
4 bedroom
$1,325
per month

Source: HUD FMR FY2025

Income and earnings in Cowley County

Annual earnings figures from the Census ACS.

Household income
$58,263
per year
Individual earnings
$34,371
per year
Per capita
$31,072
per year

Source: ACS 2019-2023 5-Year.

Home values in Cowley County

Average values reported by homeowners.

Average home value
$111,600
Annual property tax
$1,878

Source: ACS 2019-2023 5-Year

Energy costs in Cowley County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 15.1¢/kWh
Natural gas
$57
per month
Annual total
$2,316
per year

Source: EIA

Healthcare in Cowley County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cowley County

State and local tax rates for Kansas.

State income tax
5.7%
Top marginal rate
State sales tax
6.5%
Combined sales tax
8.7%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cowley County

Commute patterns and estimated costs.

Average commute
20.3 min
Drive alone
79.1%
Public transit
0.1%
Work from home
4.8%

Source: ACS

Monthly cost estimates for Cowley County

What it costs to live in Cowley County each month.

Single person
$2,553
per month
  • Rent $671
  • Energy $193
  • Water $50
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $397
  • State tax $125
Couple
$3,843
per month
  • Rent $880
  • Energy $232
  • Water $60
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $623
  • State tax $239
Family
$6,217
per month
  • Rent $1,128
  • Energy $290
  • Water $70
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $623
  • State tax $239

Frequently asked questions about Cowley County

Common questions about cost of living, rent and salary.

What is the average rent in Cowley County?

In Cowley County, KS, a one-bedroom apartment averages $671 per month, a two-bedroom averages $880 per month, a three-bedroom averages $1,128 per month, according to HUD Fair Market Rent data.

What is the average salary in Cowley County?

In Cowley County, KS, the average household income is $58,263 per year and individual earnings for full-time workers average $34,371 per year, according to U.S. Census Bureau data.

What is the cost of living in Cowley County?

The estimated cost of living in Cowley County, KS is approximately $2,553 per month for a single person, $3,843 for a couple, $6,217 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cowley County?

The combined sales tax rate in Cowley County, KS is 8.70%, which includes the Kansas state rate of 6.50% plus an average local rate of 2.20%.

Is Cowley County an affordable place to live?

Based on the data, a single person in Cowley County, KS would need approximately $2,553 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,263 per year ($4,855 per month). Cowley County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cowley County?

The ACA marketplace benchmark premium in Cowley County, KS is approximately $480 per month for an individual. Approximately 8.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cowley County?

The average home value in Cowley County, KS is $111,600, with average annual property taxes of $1,878, according to U.S. Census Bureau data.

How does Cowley County compare to other areas?

You can compare Cowley County, KS with any other US county using our comparison tool at /compare. Cowley County is in the Arkansas City-Winfield, KS metro area.

Other counties in Kansas

Browse the full list of counties in Kansas, ranked by cost of living.

See all counties in Kansas

Compare Cowley County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources