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Mississippi

Cost of living in Covington County, MS

Estimated monthly cost
$2,679/mo
for a single person, all categories combined

Population 18,226 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $783 29%
Healthcare $480 18%
Federal tax $402 15%
Transport $320 12%
Groceries $298 11%
Energy $197 7%
State tax $144 5%
Water $55 2%

Rent in Covington County

Fair Market Rents by bedroom count.

Studio
$656
per month
1 bedroom
$783
per month
2 bedroom
$933
per month
3 bedroom
$1,232
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Covington County

Annual earnings figures from the Census ACS.

Household income
$47,001
per year
Individual earnings
$34,637
per year
Per capita
$26,323
per year

Source: ACS 2019-2023 5-Year.

Home values in Covington County

Average values reported by homeowners.

Average home value
$98,500
Annual property tax
$683

Source: ACS 2019-2023 5-Year

Energy costs in Covington County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Covington County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Covington County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Covington County

Commute patterns and estimated costs.

Average commute
26.1 min
Drive alone
84.1%
Public transit
1.5%
Work from home
3.9%

Source: ACS

Monthly cost estimates for Covington County

What it costs to live in Covington County each month.

Single person
$2,679
per month
  • Rent $783
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $402
  • State tax $144
Couple
$3,656
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $448
  • State tax $196
Family
$6,066
per month
  • Rent $1,232
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $448
  • State tax $196

Frequently asked questions about Covington County

Common questions about cost of living, rent and salary.

What is the average rent in Covington County?

In Covington County, MS, a one-bedroom apartment averages $783 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Covington County?

In Covington County, MS, the average household income is $47,001 per year and individual earnings for full-time workers average $34,637 per year, according to U.S. Census Bureau data.

What is the cost of living in Covington County?

The estimated cost of living in Covington County, MS is approximately $2,679 per month for a single person, $3,656 for a couple, $6,066 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Covington County?

The combined sales tax rate in Covington County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Covington County an affordable place to live?

Based on the data, a single person in Covington County, MS would need approximately $2,679 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,001 per year ($3,917 per month). Covington County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Covington County?

The ACA marketplace benchmark premium in Covington County, MS is approximately $480 per month for an individual. Approximately 11.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Covington County?

The average home value in Covington County, MS is $98,500, with average annual property taxes of $683, according to U.S. Census Bureau data.

How does Covington County compare to other areas?

You can compare Covington County, MS with any other US county using our comparison tool at /compare. Covington County is in Mississippi.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Covington County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources