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Alabama

Cost of living in Covington County, AL

Estimated monthly cost
$2,539/mo
for a single person, all categories combined

Population 37,647 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $587 23%
Healthcare $480 19%
Federal tax $411 16%
Transport $320 13%
Groceries $306 12%
Energy $237 9%
State tax $143 6%
Water $55 2%

Rent in Covington County

Fair Market Rents by bedroom count.

Studio
$584
per month
1 bedroom
$587
per month
2 bedroom
$772
per month
3 bedroom
$1,020
per month
4 bedroom
$1,285
per month

Source: HUD FMR FY2025

Income and earnings in Covington County

Annual earnings figures from the Census ACS.

Household income
$50,886
per year
Individual earnings
$35,219
per year
Per capita
$30,151
per year

Source: ACS 2019-2023 5-Year.

Home values in Covington County

Average values reported by homeowners.

Average home value
$142,500
Annual property tax
$358

Source: ACS 2019-2023 5-Year

Energy costs in Covington County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Covington County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Covington County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Covington County

Commute patterns and estimated costs.

Average commute
24.8 min
Drive alone
87.3%
Public transit
0.1%
Work from home
2.5%

Source: ACS

Monthly cost estimates for Covington County

What it costs to live in Covington County each month.

Single person
$2,539
per month
  • Rent $587
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $411
  • State tax $143
Couple
$3,626
per month
  • Rent $772
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $505
  • State tax $209
Family
$6,004
per month
  • Rent $1,020
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $505
  • State tax $209

Frequently asked questions about Covington County

Common questions about cost of living, rent and salary.

What is the average rent in Covington County?

In Covington County, AL, a one-bedroom apartment averages $587 per month, a two-bedroom averages $772 per month, a three-bedroom averages $1,020 per month, according to HUD Fair Market Rent data.

What is the average salary in Covington County?

In Covington County, AL, the average household income is $50,886 per year and individual earnings for full-time workers average $35,219 per year, according to U.S. Census Bureau data.

What is the cost of living in Covington County?

The estimated cost of living in Covington County, AL is approximately $2,539 per month for a single person, $3,626 for a couple, $6,004 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Covington County?

The combined sales tax rate in Covington County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Covington County an affordable place to live?

Based on the data, a single person in Covington County, AL would need approximately $2,539 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $50,886 per year ($4,241 per month). Covington County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Covington County?

The ACA marketplace benchmark premium in Covington County, AL is approximately $480 per month for an individual. Approximately 10.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Covington County?

The average home value in Covington County, AL is $142,500, with average annual property taxes of $358, according to U.S. Census Bureau data.

How does Covington County compare to other areas?

You can compare Covington County, AL with any other US county using our comparison tool at /compare. Covington County is in Alabama.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Covington County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources