Cost of living in Cotton County, OK
Population 5,475 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Cotton County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Cotton County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Cotton County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Cotton County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Cotton County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Cotton County
State and local tax rates for Oklahoma.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Cotton County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Cotton County
What it costs to live in Cotton County each month.
- Rent $711
- Energy $184
- Water $55
- Groceries $310
- Transport $320
- Healthcare $480
- Federal tax $496
- State tax $160
- Rent $910
- Energy $221
- Water $65
- Groceries $514
- Transport $420
- Healthcare $864
- Federal tax $657
- State tax $239
- Rent $1,096
- Energy $276
- Water $75
- Groceries $779
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $657
- State tax $239
Frequently asked questions about Cotton County
Common questions about cost of living, rent and salary.
What is the average rent in Cotton County?
In Cotton County, OK, a one-bedroom apartment averages $711 per month, a two-bedroom averages $910 per month, a three-bedroom averages $1,096 per month, according to HUD Fair Market Rent data.
What is the average salary in Cotton County?
In Cotton County, OK, the average household income is $60,313 per year and individual earnings for full-time workers average $40,404 per year, according to U.S. Census Bureau data.
What is the cost of living in Cotton County?
The estimated cost of living in Cotton County, OK is approximately $2,716 per month for a single person, $3,890 for a couple, $6,192 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Cotton County?
The combined sales tax rate in Cotton County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.
Is Cotton County an affordable place to live?
Based on the data, a single person in Cotton County, OK would need approximately $2,716 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,313 per year ($5,026 per month). Cotton County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Cotton County?
The ACA marketplace benchmark premium in Cotton County, OK is approximately $480 per month for an individual. Approximately 7.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Cotton County?
The average home value in Cotton County, OK is $113,200, with average annual property taxes of $712, according to U.S. Census Bureau data.
How does Cotton County compare to other areas?
You can compare Cotton County, OK with any other US county using our comparison tool at /compare. Cotton County is in the Lawton, OK metro area.
Other counties in Oklahoma
Browse the full list of counties in Oklahoma, ranked by cost of living.
See all counties in OklahomaCompare Cotton County with another area
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP