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Minnesota

Cost of living in Cook County, MN

Estimated monthly cost
$2,818/mo
for a single person, all categories combined

Population 5,633 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 30%
Federal tax $481 17%
Healthcare $480 17%
Groceries $340 12%
Transport $250 9%
Energy $187 7%
State tax $187 7%
Water $50 2%

Rent in Cook County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,240
per month
4 bedroom
$1,347
per month

Source: HUD FMR FY2025

Income and earnings in Cook County

Annual earnings figures from the Census ACS.

Household income
$71,643
per year
Individual earnings
$39,483
per year
Per capita
$45,390
per year

Source: ACS 2019-2023 5-Year.

Home values in Cook County

Average values reported by homeowners.

Average home value
$294,000
Annual property tax
$2,322

Source: ACS 2019-2023 5-Year

Energy costs in Cook County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Cook County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cook County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cook County

Commute patterns and estimated costs.

Average commute
15.8 min
Drive alone
62.7%
Public transit
0.1%
Work from home
18.8%

Source: ACS

Monthly cost estimates for Cook County

What it costs to live in Cook County each month.

Single person
$2,818
per month
  • Rent $843
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $250
  • Healthcare $480
  • Federal tax $481
  • State tax $187
Couple
$4,206
per month
  • Rent $933
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $350
  • Healthcare $864
  • Federal tax $842
  • State tax $370
Family
$6,657
per month
  • Rent $1,240
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $842
  • State tax $370

Frequently asked questions about Cook County

Common questions about cost of living, rent and salary.

What is the average rent in Cook County?

In Cook County, MN, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,240 per month, according to HUD Fair Market Rent data.

What is the average salary in Cook County?

In Cook County, MN, the average household income is $71,643 per year and individual earnings for full-time workers average $39,483 per year, according to U.S. Census Bureau data.

What is the cost of living in Cook County?

The estimated cost of living in Cook County, MN is approximately $2,818 per month for a single person, $4,206 for a couple, $6,657 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cook County?

The combined sales tax rate in Cook County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Cook County an affordable place to live?

Based on the data, a single person in Cook County, MN would need approximately $2,818 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,643 per year ($5,970 per month). Cook County is relatively affordable compared to the national average.

How much does healthcare cost in Cook County?

The ACA marketplace benchmark premium in Cook County, MN is approximately $480 per month for an individual. Approximately 5.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cook County?

The average home value in Cook County, MN is $294,000, with average annual property taxes of $2,322, according to U.S. Census Bureau data.

How does Cook County compare to other areas?

You can compare Cook County, MN with any other US county using our comparison tool at /compare. Cook County is in Minnesota.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Cook County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources