Cost of living in Concord, California
Contra Costa County, CA
Part of the San Francisco Metro Area
Population 1,161,458 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Concord
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Concord
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Concord
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Concord
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Concord
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Concord
State and local tax rates for California.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Concord
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Concord
What it costs to live in Concord each month.
- Rent $2,201
- Energy $217
- Water $60
- Groceries $397
- Transport $250
- Healthcare $480
- Federal tax $830
- State tax $200
- Rent $2,682
- Energy $260
- Water $70
- Groceries $658
- Transport $350
- Healthcare $864
- Federal tax $1,747
- State tax $695
- Rent $3,432
- Energy $326
- Water $85
- Groceries $998
- Transport $450
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,747
- State tax $695
Frequently asked questions about Concord
Common questions about cost of living, rent and salary.
What is the average rent in Concord?
In Concord, California, a one-bedroom apartment averages $2,201 per month, a two-bedroom averages $2,682 per month, a three-bedroom averages $3,432 per month, according to HUD Fair Market Rent data.
What is the average salary in Concord?
In Concord, California, the average household income is $125,727 per year and individual earnings for full-time workers average $60,778 per year, according to U.S. Census Bureau data.
What is the cost of living in Concord?
The estimated cost of living in Concord, California is approximately $4,635 per month for a single person, $7,326 for a couple, $10,283 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Concord?
The combined sales tax rate in Concord, California is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.
Is Concord an affordable place to live?
Based on the data, a single person in Concord, California would need approximately $4,635 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $125,727 per year ($10,477 per month). Concord is relatively affordable compared to the national average.
How much does healthcare cost in Concord?
The ACA marketplace benchmark premium in Concord, California is approximately $480 per month for an individual. Approximately 4.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Concord?
The average home value in Concord, California is $830,800, with average annual property taxes of $6,903, according to U.S. Census Bureau data.
How does Concord compare to other areas?
You can compare Concord, California with any other US county using our comparison tool at /compare. Concord is in the San Francisco-Oakland-Fremont, CA metro area.
Other counties in California
Browse the full list of counties in California, ranked by cost of living.
See all counties in CaliforniaCompare Concord with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP