Cost of living in Naples, Florida
Collier County, FL
Population 387,681 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Naples
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Naples
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Naples
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Naples
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Naples
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Naples
State and local tax rates for Florida.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Naples
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Naples
What it costs to live in Naples each month.
- Rent $1,596
- Energy $197
- Water $55
- Groceries $352
- Transport $320
- Healthcare $480
- Federal tax $519
- State tax $0
- Rent $1,860
- Energy $236
- Water $65
- Groceries $583
- Transport $420
- Healthcare $864
- Federal tax $1,080
- State tax $0
- Rent $2,453
- Energy $296
- Water $75
- Groceries $885
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,080
- State tax $0
Frequently asked questions about Naples
Common questions about cost of living, rent and salary.
What is the average rent in Naples?
In Naples, Florida, a one-bedroom apartment averages $1,596 per month, a two-bedroom averages $1,860 per month, a three-bedroom averages $2,453 per month, according to HUD Fair Market Rent data.
What is the average salary in Naples?
In Naples, Florida, the average household income is $86,173 per year and individual earnings for full-time workers average $41,818 per year, according to U.S. Census Bureau data.
What is the cost of living in Naples?
The estimated cost of living in Naples, Florida is approximately $3,519 per month for a single person, $5,108 for a couple, $7,859 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Naples?
The combined sales tax rate in Naples, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.
Is Naples an affordable place to live?
Based on the data, a single person in Naples, Florida would need approximately $3,519 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,173 per year ($7,181 per month). Naples is relatively affordable compared to the national average.
How much does healthcare cost in Naples?
The ACA marketplace benchmark premium in Naples, Florida is approximately $480 per month for an individual. Approximately 11.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Naples?
The average home value in Naples, Florida is $486,800, with average annual property taxes of $3,219, according to U.S. Census Bureau data.
How does Naples compare to other areas?
You can compare Naples, Florida with any other US county using our comparison tool at /compare. Naples is in the Naples-Marco Island, FL metro area.
Other counties in Florida
Browse the full list of counties in Florida, ranked by cost of living.
See all counties in FloridaCompare Naples with another area
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP