Cost of living in Coles County, IL
Population 46,689 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Coles County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Coles County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Coles County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Coles County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Coles County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Coles County
State and local tax rates for Illinois.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Coles County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Coles County
What it costs to live in Coles County each month.
- Rent $689
- Energy $177
- Water $50
- Groceries $345
- Transport $320
- Healthcare $480
- Federal tax $399
- State tax $142
- Rent $895
- Energy $212
- Water $60
- Groceries $572
- Transport $420
- Healthcare $864
- Federal tax $587
- State tax $231
- Rent $1,188
- Energy $266
- Water $70
- Groceries $867
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $587
- State tax $231
Frequently asked questions about Coles County
Common questions about cost of living, rent and salary.
What is the average rent in Coles County?
In Coles County, IL, a one-bedroom apartment averages $689 per month, a two-bedroom averages $895 per month, a three-bedroom averages $1,188 per month, according to HUD Fair Market Rent data.
What is the average salary in Coles County?
In Coles County, IL, the average household income is $56,040 per year and individual earnings for full-time workers average $34,478 per year, according to U.S. Census Bureau data.
What is the cost of living in Coles County?
The estimated cost of living in Coles County, IL is approximately $2,602 per month for a single person, $3,841 for a couple, $6,279 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Coles County?
The combined sales tax rate in Coles County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.
Is Coles County an affordable place to live?
Based on the data, a single person in Coles County, IL would need approximately $2,602 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,040 per year ($4,670 per month). Coles County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Coles County?
The ACA marketplace benchmark premium in Coles County, IL is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Coles County?
The average home value in Coles County, IL is $121,900, with average annual property taxes of $2,494, according to U.S. Census Bureau data.
How does Coles County compare to other areas?
You can compare Coles County, IL with any other US county using our comparison tool at /compare. Coles County is in the Charleston-Mattoon, IL metro area.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP