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Florence-Muscle Shoals, AL

Cost of living in Colbert County, AL

Part of the Florence Metro Area

Estimated monthly cost
$2,803/mo
for a single person, all categories combined

Population 57,648 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $743 27%
Federal tax $497 18%
Healthcare $480 17%
Transport $320 11%
Groceries $306 11%
Energy $237 8%
State tax $165 6%
Water $55 2%

Rent in Colbert County

Fair Market Rents by bedroom count.

Studio
$674
per month
1 bedroom
$743
per month
2 bedroom
$974
per month
3 bedroom
$1,196
per month
4 bedroom
$1,421
per month

Source: HUD FMR FY2025

Income and earnings in Colbert County

Annual earnings figures from the Census ACS.

Household income
$56,736
per year
Individual earnings
$40,439
per year
Per capita
$32,685
per year

Source: ACS 2019-2023 5-Year.

Home values in Colbert County

Average values reported by homeowners.

Average home value
$161,600
Annual property tax
$604

Source: ACS 2019-2023 5-Year

Energy costs in Colbert County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Colbert County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Colbert County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Colbert County

Commute patterns and estimated costs.

Average commute
22.7 min
Drive alone
82.9%
Public transit
0.1%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Colbert County

What it costs to live in Colbert County each month.

Single person
$2,803
per month
  • Rent $743
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $497
  • State tax $165
Couple
$3,945
per month
  • Rent $974
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $598
  • State tax $233
Family
$6,297
per month
  • Rent $1,196
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $598
  • State tax $233

Frequently asked questions about Colbert County

Common questions about cost of living, rent and salary.

What is the average rent in Colbert County?

In Colbert County, AL, a one-bedroom apartment averages $743 per month, a two-bedroom averages $974 per month, a three-bedroom averages $1,196 per month, according to HUD Fair Market Rent data.

What is the average salary in Colbert County?

In Colbert County, AL, the average household income is $56,736 per year and individual earnings for full-time workers average $40,439 per year, according to U.S. Census Bureau data.

What is the cost of living in Colbert County?

The estimated cost of living in Colbert County, AL is approximately $2,803 per month for a single person, $3,945 for a couple, $6,297 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Colbert County?

The combined sales tax rate in Colbert County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Colbert County an affordable place to live?

Based on the data, a single person in Colbert County, AL would need approximately $2,803 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,736 per year ($4,728 per month). Colbert County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Colbert County?

The ACA marketplace benchmark premium in Colbert County, AL is approximately $480 per month for an individual. Approximately 7.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Colbert County?

The average home value in Colbert County, AL is $161,600, with average annual property taxes of $604, according to U.S. Census Bureau data.

How does Colbert County compare to other areas?

You can compare Colbert County, AL with any other US county using our comparison tool at /compare. Colbert County is in the Florence-Muscle Shoals, AL metro area.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Colbert County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources