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Tullahoma-Manchester, TN

Cost of living in Coffee County, TN

Estimated monthly cost
$2,583/mo
for a single person, all categories combined

Population 58,940 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $794 31%
Healthcare $480 19%
Federal tax $426 16%
Transport $320 12%
Groceries $317 12%
Energy $191 7%
Water $55 2%
State tax $0 0%

Rent in Coffee County

Fair Market Rents by bedroom count.

Studio
$789
per month
1 bedroom
$794
per month
2 bedroom
$987
per month
3 bedroom
$1,377
per month
4 bedroom
$1,514
per month

Source: HUD FMR FY2025

Income and earnings in Coffee County

Annual earnings figures from the Census ACS.

Household income
$60,656
per year
Individual earnings
$36,129
per year
Per capita
$29,543
per year

Source: ACS 2019-2023 5-Year.

Home values in Coffee County

Average values reported by homeowners.

Average home value
$227,300
Annual property tax
$1,378

Source: ACS 2019-2023 5-Year

Energy costs in Coffee County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Coffee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Coffee County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Coffee County

Commute patterns and estimated costs.

Average commute
24.6 min
Drive alone
78.4%
Public transit
0.0%
Work from home
8.3%

Source: ACS

Monthly cost estimates for Coffee County

What it costs to live in Coffee County each month.

Single person
$2,583
per month
  • Rent $794
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $426
  • State tax $0
Couple
$3,753
per month
  • Rent $987
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $663
  • State tax $0
Family
$6,268
per month
  • Rent $1,377
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $663
  • State tax $0

Frequently asked questions about Coffee County

Common questions about cost of living, rent and salary.

What is the average rent in Coffee County?

In Coffee County, TN, a one-bedroom apartment averages $794 per month, a two-bedroom averages $987 per month, a three-bedroom averages $1,377 per month, according to HUD Fair Market Rent data.

What is the average salary in Coffee County?

In Coffee County, TN, the average household income is $60,656 per year and individual earnings for full-time workers average $36,129 per year, according to U.S. Census Bureau data.

What is the cost of living in Coffee County?

The estimated cost of living in Coffee County, TN is approximately $2,583 per month for a single person, $3,753 for a couple, $6,268 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Coffee County?

The combined sales tax rate in Coffee County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Coffee County an affordable place to live?

Based on the data, a single person in Coffee County, TN would need approximately $2,583 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,656 per year ($5,055 per month). Coffee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Coffee County?

The ACA marketplace benchmark premium in Coffee County, TN is approximately $480 per month for an individual. Approximately 10.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Coffee County?

The average home value in Coffee County, TN is $227,300, with average annual property taxes of $1,378, according to U.S. Census Bureau data.

How does Coffee County compare to other areas?

You can compare Coffee County, TN with any other US county using our comparison tool at /compare. Coffee County is in the Tullahoma-Manchester, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Coffee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP