Skip to main content
LiveWhere us
Watertown, SD

Cost of living in Codington County, SD

Estimated monthly cost
$2,641/mo
for a single person, all categories combined

Population 28,556 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $764 29%
Federal tax $503 19%
Healthcare $480 18%
Groceries $324 12%
Transport $320 12%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in Codington County

Fair Market Rents by bedroom count.

Studio
$687
per month
1 bedroom
$764
per month
2 bedroom
$1,002
per month
3 bedroom
$1,272
per month
4 bedroom
$1,603
per month

Source: HUD FMR FY2025

Income and earnings in Codington County

Annual earnings figures from the Census ACS.

Household income
$65,080
per year
Individual earnings
$40,807
per year
Per capita
$37,308
per year

Source: ACS 2019-2023 5-Year.

Home values in Codington County

Average values reported by homeowners.

Average home value
$218,000
Annual property tax
$2,310

Source: ACS 2019-2023 5-Year

Energy costs in Codington County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Codington County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Codington County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Codington County

Commute patterns and estimated costs.

Average commute
14.9 min
Drive alone
84.1%
Public transit
0.5%
Work from home
6.0%

Source: ACS

Monthly cost estimates for Codington County

What it costs to live in Codington County each month.

Single person
$2,641
per month
  • Rent $764
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $503
  • State tax $0
Couple
$3,858
per month
  • Rent $1,002
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $735
  • State tax $0
Family
$6,262
per month
  • Rent $1,272
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $735
  • State tax $0

Frequently asked questions about Codington County

Common questions about cost of living, rent and salary.

What is the average rent in Codington County?

In Codington County, SD, a one-bedroom apartment averages $764 per month, a two-bedroom averages $1,002 per month, a three-bedroom averages $1,272 per month, according to HUD Fair Market Rent data.

What is the average salary in Codington County?

In Codington County, SD, the average household income is $65,080 per year and individual earnings for full-time workers average $40,807 per year, according to U.S. Census Bureau data.

What is the cost of living in Codington County?

The estimated cost of living in Codington County, SD is approximately $2,641 per month for a single person, $3,858 for a couple, $6,262 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Codington County?

The combined sales tax rate in Codington County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Codington County an affordable place to live?

Based on the data, a single person in Codington County, SD would need approximately $2,641 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,080 per year ($5,423 per month). Codington County is relatively affordable compared to the national average.

How much does healthcare cost in Codington County?

The ACA marketplace benchmark premium in Codington County, SD is approximately $480 per month for an individual. Approximately 6.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Codington County?

The average home value in Codington County, SD is $218,000, with average annual property taxes of $2,310, according to U.S. Census Bureau data.

How does Codington County compare to other areas?

You can compare Codington County, SD with any other US county using our comparison tool at /compare. Codington County is in the Watertown, SD metro area.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Codington County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources