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Cincinnati, OH-KY-IN

Cost of living in Clermont County, OH

Part of the Cincinnati Metro Area

Estimated monthly cost
$3,023/mo
for a single person, all categories combined

Population 209,862 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $993 33%
Federal tax $616 20%
Healthcare $480 16%
Groceries $320 11%
Transport $320 11%
Energy $194 6%
Water $50 2%
State tax $50 2%

Rent in Clermont County

Fair Market Rents by bedroom count.

Studio
$883
per month
1 bedroom
$993
per month
2 bedroom
$1,287
per month
3 bedroom
$1,707
per month
4 bedroom
$1,885
per month

Source: HUD FMR FY2025

Income and earnings in Clermont County

Annual earnings figures from the Census ACS.

Household income
$83,178
per year
Individual earnings
$47,735
per year
Per capita
$43,473
per year

Source: ACS 2019-2023 5-Year.

Home values in Clermont County

Average values reported by homeowners.

Average home value
$245,600
Annual property tax
$3,141

Source: ACS 2019-2023 5-Year

Energy costs in Clermont County

Estimated monthly electricity and gas costs.

Electricity
$131
per month · 15.4¢/kWh
Natural gas
$63
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Clermont County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Clermont County

State and local tax rates for Ohio.

State income tax
3.5%
Top marginal rate
State sales tax
5.8%
Combined sales tax
7.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Clermont County

Commute patterns and estimated costs.

Average commute
28.1 min
Drive alone
78.4%
Public transit
0.2%
Work from home
12.3%

Source: ACS

Monthly cost estimates for Clermont County

What it costs to live in Clermont County each month.

Single person
$3,023
per month
  • Rent $993
  • Energy $194
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $616
  • State tax $50
Couple
$4,556
per month
  • Rent $1,287
  • Energy $233
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $1,031
  • State tax $131
Family
$7,105
per month
  • Rent $1,707
  • Energy $291
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,031
  • State tax $131

Frequently asked questions about Clermont County

Common questions about cost of living, rent and salary.

What is the average rent in Clermont County?

In Clermont County, OH, a one-bedroom apartment averages $993 per month, a two-bedroom averages $1,287 per month, a three-bedroom averages $1,707 per month, according to HUD Fair Market Rent data.

What is the average salary in Clermont County?

In Clermont County, OH, the average household income is $83,178 per year and individual earnings for full-time workers average $47,735 per year, according to U.S. Census Bureau data.

What is the cost of living in Clermont County?

The estimated cost of living in Clermont County, OH is approximately $3,023 per month for a single person, $4,556 for a couple, $7,105 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Clermont County?

The combined sales tax rate in Clermont County, OH is 7.24%, which includes the Ohio state rate of 5.75% plus an average local rate of 1.49%.

Is Clermont County an affordable place to live?

Based on the data, a single person in Clermont County, OH would need approximately $3,023 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $83,178 per year ($6,932 per month). Clermont County is relatively affordable compared to the national average.

How much does healthcare cost in Clermont County?

The ACA marketplace benchmark premium in Clermont County, OH is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Clermont County?

The average home value in Clermont County, OH is $245,600, with average annual property taxes of $3,141, according to U.S. Census Bureau data.

How does Clermont County compare to other areas?

You can compare Clermont County, OH with any other US county using our comparison tool at /compare. Clermont County is in the Cincinnati, OH-KY-IN metro area.

Other counties in Ohio

Browse the full list of counties in Ohio, ranked by cost of living.

See all counties in Ohio

Compare Clermont County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources