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Denver-Aurora-Centennial, CO

Cost of living in Clear Creek County, CO

Part of the Denver Metro Area

Estimated monthly cost
$3,995/mo
for a single person, all categories combined

Population 9,358 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,789 45%
Federal tax $704 18%
Healthcare $480 12%
Groceries $359 9%
Transport $250 6%
State tax $195 5%
Energy $158 4%
Water $60 2%

Rent in Clear Creek County

Fair Market Rents by bedroom count.

Studio
$1,639
per month
1 bedroom
$1,789
per month
2 bedroom
$2,140
per month
3 bedroom
$2,794
per month
4 bedroom
$3,127
per month

Source: HUD FMR FY2025

Income and earnings in Clear Creek County

Annual earnings figures from the Census ACS.

Household income
$96,667
per year
Individual earnings
$53,096
per year
Per capita
$65,848
per year

Source: ACS 2019-2023 5-Year.

Home values in Clear Creek County

Average values reported by homeowners.

Average home value
$572,800
Annual property tax
$2,160

Source: ACS 2019-2023 5-Year

Energy costs in Clear Creek County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Clear Creek County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Clear Creek County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Clear Creek County

Commute patterns and estimated costs.

Average commute
27.4 min
Drive alone
60.4%
Public transit
0.9%
Work from home
21.3%

Source: ACS

Monthly cost estimates for Clear Creek County

What it costs to live in Clear Creek County each month.

Single person
$3,995
per month
  • Rent $1,789
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $250
  • Healthcare $480
  • Federal tax $704
  • State tax $195
Couple
$5,815
per month
  • Rent $2,140
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $350
  • Healthcare $864
  • Federal tax $1,252
  • State tax $354
Family
$8,625
per month
  • Rent $2,794
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,252
  • State tax $354

Frequently asked questions about Clear Creek County

Common questions about cost of living, rent and salary.

What is the average rent in Clear Creek County?

In Clear Creek County, CO, a one-bedroom apartment averages $1,789 per month, a two-bedroom averages $2,140 per month, a three-bedroom averages $2,794 per month, according to HUD Fair Market Rent data.

What is the average salary in Clear Creek County?

In Clear Creek County, CO, the average household income is $96,667 per year and individual earnings for full-time workers average $53,096 per year, according to U.S. Census Bureau data.

What is the cost of living in Clear Creek County?

The estimated cost of living in Clear Creek County, CO is approximately $3,995 per month for a single person, $5,815 for a couple, $8,625 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Clear Creek County?

The combined sales tax rate in Clear Creek County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Clear Creek County an affordable place to live?

Based on the data, a single person in Clear Creek County, CO would need approximately $3,995 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $96,667 per year ($8,056 per month). Clear Creek County is relatively affordable compared to the national average.

How much does healthcare cost in Clear Creek County?

The ACA marketplace benchmark premium in Clear Creek County, CO is approximately $480 per month for an individual. Approximately 6.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Clear Creek County?

The average home value in Clear Creek County, CO is $572,800, with average annual property taxes of $2,160, according to U.S. Census Bureau data.

How does Clear Creek County compare to other areas?

You can compare Clear Creek County, CO with any other US county using our comparison tool at /compare. Clear Creek County is in the Denver-Aurora-Centennial, CO metro area.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Clear Creek County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources