Cost of living in Clayton County, IA
Population 17,069 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Clayton County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Clayton County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Clayton County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Clayton County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Clayton County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Clayton County
State and local tax rates for Iowa.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Clayton County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Clayton County
What it costs to live in Clayton County each month.
- Rent $668
- Energy $195
- Water $50
- Groceries $315
- Transport $320
- Healthcare $480
- Federal tax $524
- State tax $175
- Rent $877
- Energy $234
- Water $60
- Groceries $522
- Transport $420
- Healthcare $864
- Federal tax $690
- State tax $271
- Rent $1,066
- Energy $292
- Water $70
- Groceries $792
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $690
- State tax $271
Frequently asked questions about Clayton County
Common questions about cost of living, rent and salary.
What is the average rent in Clayton County?
In Clayton County, IA, a one-bedroom apartment averages $668 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,066 per month, according to HUD Fair Market Rent data.
What is the average salary in Clayton County?
In Clayton County, IA, the average household income is $62,326 per year and individual earnings for full-time workers average $42,111 per year, according to U.S. Census Bureau data.
What is the cost of living in Clayton County?
The estimated cost of living in Clayton County, IA is approximately $2,727 per month for a single person, $3,938 for a couple, $6,251 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Clayton County?
The combined sales tax rate in Clayton County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.
Is Clayton County an affordable place to live?
Based on the data, a single person in Clayton County, IA would need approximately $2,727 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,326 per year ($5,194 per month). Clayton County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Clayton County?
The ACA marketplace benchmark premium in Clayton County, IA is approximately $480 per month for an individual. Approximately 7.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Clayton County?
The average home value in Clayton County, IA is $155,700, with average annual property taxes of $2,149, according to U.S. Census Bureau data.
How does Clayton County compare to other areas?
You can compare Clayton County, IA with any other US county using our comparison tool at /compare. Clayton County is in Iowa.
Other counties in Iowa
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP