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Michigan

Cost of living in Clare County, MI

Estimated monthly cost
$2,521/mo
for a single person, all categories combined

Population 31,109 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 28%
Healthcare $480 19%
Federal tax $335 13%
Groceries $326 13%
Transport $320 13%
Energy $191 8%
State tax $108 4%
Water $50 2%

Rent in Clare County

Fair Market Rents by bedroom count.

Studio
$654
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,154
per month
4 bedroom
$1,567
per month

Source: HUD FMR FY2025

Income and earnings in Clare County

Annual earnings figures from the Census ACS.

Household income
$49,805
per year
Individual earnings
$30,532
per year
Per capita
$27,619
per year

Source: ACS 2019-2023 5-Year.

Home values in Clare County

Average values reported by homeowners.

Average home value
$117,400
Annual property tax
$1,387

Source: ACS 2019-2023 5-Year

Energy costs in Clare County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Clare County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Clare County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Clare County

Commute patterns and estimated costs.

Average commute
28.9 min
Drive alone
74.4%
Public transit
0.2%
Work from home
10.1%

Source: ACS

Monthly cost estimates for Clare County

What it costs to live in Clare County each month.

Single person
$2,521
per month
  • Rent $711
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $335
  • State tax $108
Couple
$3,711
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $489
  • State tax $176
Family
$6,065
per month
  • Rent $1,154
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $489
  • State tax $176

Frequently asked questions about Clare County

Common questions about cost of living, rent and salary.

What is the average rent in Clare County?

In Clare County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,154 per month, according to HUD Fair Market Rent data.

What is the average salary in Clare County?

In Clare County, MI, the average household income is $49,805 per year and individual earnings for full-time workers average $30,532 per year, according to U.S. Census Bureau data.

What is the cost of living in Clare County?

The estimated cost of living in Clare County, MI is approximately $2,521 per month for a single person, $3,711 for a couple, $6,065 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Clare County?

The combined sales tax rate in Clare County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Clare County an affordable place to live?

Based on the data, a single person in Clare County, MI would need approximately $2,521 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,805 per year ($4,150 per month). Clare County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Clare County?

The ACA marketplace benchmark premium in Clare County, MI is approximately $480 per month for an individual. Approximately 11.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Clare County?

The average home value in Clare County, MI is $117,400, with average annual property taxes of $1,387, according to U.S. Census Bureau data.

How does Clare County compare to other areas?

You can compare Clare County, MI with any other US county using our comparison tool at /compare. Clare County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Clare County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources