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Portland-Vancouver-Hillsboro, OR-WA

Cost of living in Oregon City, Oregon

Clackamas County, OR

Part of the Portland Metro Area

Estimated monthly cost
$4,071/mo
for a single person, all categories combined

Population 422,308 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,750 43%
Federal tax $671 16%
Healthcare $480 12%
Groceries $350 9%
State tax $347 9%
Transport $250 6%
Energy $163 4%
Water $60 1%

Rent in Oregon City

Fair Market Rents by bedroom count.

Studio
$1,628
per month
1 bedroom
$1,750
per month
2 bedroom
$1,997
per month
3 bedroom
$2,739
per month
4 bedroom
$3,217
per month

Source: HUD FMR FY2025

Income and earnings in Oregon City

Annual earnings figures from the Census ACS.

Household income
$100,360
per year
Individual earnings
$51,055
per year
Per capita
$51,666
per year

Source: ACS 2019-2023 5-Year.

Home values in Oregon City

Average values reported by homeowners.

Average home value
$577,900
Annual property tax
$5,051

Source: ACS 2019-2023 5-Year

Energy costs in Oregon City

Estimated monthly electricity and gas costs.

Electricity
$117
per month · 13¢/kWh
Natural gas
$46
per month
Annual total
$1,956
per year

Source: EIA

Healthcare in Oregon City

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Oregon City

State and local tax rates for Oregon.

State income tax
9.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Oregon City

Commute patterns and estimated costs.

Average commute
27.0 min
Drive alone
68.3%
Public transit
1.9%
Work from home
19.0%

Source: ACS

Monthly cost estimates for Oregon City

What it costs to live in Oregon City each month.

Single person
$4,071
per month
  • Rent $1,750
  • Energy $163
  • Water $60
  • Groceries $350
  • Transport $250
  • Healthcare $480
  • Federal tax $671
  • State tax $347
Couple
$6,077
per month
  • Rent $1,997
  • Energy $196
  • Water $70
  • Groceries $580
  • Transport $350
  • Healthcare $864
  • Federal tax $1,313
  • State tax $707
Family
$8,968
per month
  • Rent $2,739
  • Energy $244
  • Water $85
  • Groceries $880
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,313
  • State tax $707

Frequently asked questions about Oregon City

Common questions about cost of living, rent and salary.

What is the average rent in Oregon City?

In Oregon City, Oregon, a one-bedroom apartment averages $1,750 per month, a two-bedroom averages $1,997 per month, a three-bedroom averages $2,739 per month, according to HUD Fair Market Rent data.

What is the average salary in Oregon City?

In Oregon City, Oregon, the average household income is $100,360 per year and individual earnings for full-time workers average $51,055 per year, according to U.S. Census Bureau data.

What is the cost of living in Oregon City?

The estimated cost of living in Oregon City, Oregon is approximately $4,071 per month for a single person, $6,077 for a couple, $8,968 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Oregon City?

The combined sales tax rate in Oregon City, Oregon is 0.00%, which includes the Oregon state rate of 0.00% plus an average local rate of 0.00%.

Is Oregon City an affordable place to live?

Based on the data, a single person in Oregon City, Oregon would need approximately $4,071 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $100,360 per year ($8,363 per month). Oregon City is relatively affordable compared to the national average.

How much does healthcare cost in Oregon City?

The ACA marketplace benchmark premium in Oregon City, Oregon is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Oregon City?

The average home value in Oregon City, Oregon is $577,900, with average annual property taxes of $5,051, according to U.S. Census Bureau data.

How does Oregon City compare to other areas?

You can compare Oregon City, Oregon with any other US county using our comparison tool at /compare. Oregon City is in the Portland-Vancouver-Hillsboro, OR-WA metro area.

Other counties in Oregon

Browse the full list of counties in Oregon, ranked by cost of living.

See all counties in Oregon

Compare Oregon City with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources