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Homosassa Springs, FL

Cost of living in Citrus County, FL

Part of the Homosassa Springs Metro Area

Estimated monthly cost
$2,758/mo
for a single person, all categories combined

Population 158,693 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $951 34%
Healthcare $480 17%
Federal tax $403 15%
Groceries $352 13%
Transport $320 12%
Energy $197 7%
Water $55 2%
State tax $0 0%

Rent in Citrus County

Fair Market Rents by bedroom count.

Studio
$945
per month
1 bedroom
$951
per month
2 bedroom
$1,198
per month
3 bedroom
$1,679
per month
4 bedroom
$2,012
per month

Source: HUD FMR FY2025

Income and earnings in Citrus County

Annual earnings figures from the Census ACS.

Household income
$55,355
per year
Individual earnings
$34,702
per year
Per capita
$35,586
per year

Source: ACS 2019-2023 5-Year.

Home values in Citrus County

Average values reported by homeowners.

Average home value
$223,200
Annual property tax
$1,320

Source: ACS 2019-2023 5-Year

Energy costs in Citrus County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Citrus County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Citrus County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Citrus County

Commute patterns and estimated costs.

Average commute
27.8 min
Drive alone
76.3%
Public transit
0.2%
Work from home
12.1%

Source: ACS

Monthly cost estimates for Citrus County

What it costs to live in Citrus County each month.

Single person
$2,758
per month
  • Rent $951
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $403
  • State tax $0
Couple
$3,942
per month
  • Rent $1,198
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $576
  • State tax $0
Family
$6,581
per month
  • Rent $1,679
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $576
  • State tax $0

Frequently asked questions about Citrus County

Common questions about cost of living, rent and salary.

What is the average rent in Citrus County?

In Citrus County, FL, a one-bedroom apartment averages $951 per month, a two-bedroom averages $1,198 per month, a three-bedroom averages $1,679 per month, according to HUD Fair Market Rent data.

What is the average salary in Citrus County?

In Citrus County, FL, the average household income is $55,355 per year and individual earnings for full-time workers average $34,702 per year, according to U.S. Census Bureau data.

What is the cost of living in Citrus County?

The estimated cost of living in Citrus County, FL is approximately $2,758 per month for a single person, $3,942 for a couple, $6,581 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Citrus County?

The combined sales tax rate in Citrus County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Citrus County an affordable place to live?

Based on the data, a single person in Citrus County, FL would need approximately $2,758 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,355 per year ($4,613 per month). Citrus County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Citrus County?

The ACA marketplace benchmark premium in Citrus County, FL is approximately $480 per month for an individual. Approximately 11.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Citrus County?

The average home value in Citrus County, FL is $223,200, with average annual property taxes of $1,320, according to U.S. Census Bureau data.

How does Citrus County compare to other areas?

You can compare Citrus County, FL with any other US county using our comparison tool at /compare. Citrus County is in the Homosassa Springs, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Citrus County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources