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North Carolina

Cost of living in Chowan County, NC

Estimated monthly cost
$2,714/mo
for a single person, all categories combined

Population 13,814 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $860 32%
Healthcare $480 18%
Federal tax $364 13%
Groceries $327 12%
Transport $320 12%
Energy $187 7%
State tax $121 4%
Water $55 2%

Rent in Chowan County

Fair Market Rents by bedroom count.

Studio
$854
per month
1 bedroom
$860
per month
2 bedroom
$1,128
per month
3 bedroom
$1,360
per month
4 bedroom
$1,696
per month

Source: HUD FMR FY2025

Income and earnings in Chowan County

Annual earnings figures from the Census ACS.

Household income
$56,982
per year
Individual earnings
$32,309
per year
Per capita
$33,974
per year

Source: ACS 2019-2023 5-Year.

Home values in Chowan County

Average values reported by homeowners.

Average home value
$204,400
Annual property tax
$1,403

Source: ACS 2019-2023 5-Year

Energy costs in Chowan County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Chowan County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chowan County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chowan County

Commute patterns and estimated costs.

Average commute
29.3 min
Drive alone
81.4%
Public transit
0.0%
Work from home
5.9%

Source: ACS

Monthly cost estimates for Chowan County

What it costs to live in Chowan County each month.

Single person
$2,714
per month
  • Rent $860
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $364
  • State tax $121
Couple
$4,059
per month
  • Rent $1,128
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $602
  • State tax $214
Family
$6,423
per month
  • Rent $1,360
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $602
  • State tax $214

Frequently asked questions about Chowan County

Common questions about cost of living, rent and salary.

What is the average rent in Chowan County?

In Chowan County, NC, a one-bedroom apartment averages $860 per month, a two-bedroom averages $1,128 per month, a three-bedroom averages $1,360 per month, according to HUD Fair Market Rent data.

What is the average salary in Chowan County?

In Chowan County, NC, the average household income is $56,982 per year and individual earnings for full-time workers average $32,309 per year, according to U.S. Census Bureau data.

What is the cost of living in Chowan County?

The estimated cost of living in Chowan County, NC is approximately $2,714 per month for a single person, $4,059 for a couple, $6,423 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chowan County?

The combined sales tax rate in Chowan County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Chowan County an affordable place to live?

Based on the data, a single person in Chowan County, NC would need approximately $2,714 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,982 per year ($4,749 per month). Chowan County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Chowan County?

The ACA marketplace benchmark premium in Chowan County, NC is approximately $480 per month for an individual. Approximately 8.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chowan County?

The average home value in Chowan County, NC is $204,400, with average annual property taxes of $1,403, according to U.S. Census Bureau data.

How does Chowan County compare to other areas?

You can compare Chowan County, NC with any other US county using our comparison tool at /compare. Chowan County is in North Carolina.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Chowan County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP