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Alabama

Cost of living in Choctaw County, AL

Estimated monthly cost
$2,549/mo
for a single person, all categories combined

Population 12,525 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $600 24%
Healthcare $480 19%
Federal tax $408 16%
Transport $320 13%
Groceries $306 12%
Energy $237 9%
State tax $143 6%
Water $55 2%

Rent in Choctaw County

Fair Market Rents by bedroom count.

Studio
$578
per month
1 bedroom
$600
per month
2 bedroom
$772
per month
3 bedroom
$1,007
per month
4 bedroom
$1,309
per month

Source: HUD FMR FY2025

Income and earnings in Choctaw County

Annual earnings figures from the Census ACS.

Household income
$44,483
per year
Individual earnings
$35,013
per year
Per capita
$26,781
per year

Source: ACS 2019-2023 5-Year.

Home values in Choctaw County

Average values reported by homeowners.

Average home value
$111,800
Annual property tax
$199

Source: ACS 2019-2023 5-Year

Energy costs in Choctaw County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Choctaw County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Choctaw County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Choctaw County

Commute patterns and estimated costs.

Average commute
36.3 min
Drive alone
81.8%
Public transit
0.0%
Work from home
2.3%

Source: ACS

Monthly cost estimates for Choctaw County

What it costs to live in Choctaw County each month.

Single person
$2,549
per month
  • Rent $600
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $408
  • State tax $143
Couple
$3,505
per month
  • Rent $772
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $411
  • State tax $182
Family
$5,870
per month
  • Rent $1,007
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $411
  • State tax $182

Frequently asked questions about Choctaw County

Common questions about cost of living, rent and salary.

What is the average rent in Choctaw County?

In Choctaw County, AL, a one-bedroom apartment averages $600 per month, a two-bedroom averages $772 per month, a three-bedroom averages $1,007 per month, according to HUD Fair Market Rent data.

What is the average salary in Choctaw County?

In Choctaw County, AL, the average household income is $44,483 per year and individual earnings for full-time workers average $35,013 per year, according to U.S. Census Bureau data.

What is the cost of living in Choctaw County?

The estimated cost of living in Choctaw County, AL is approximately $2,549 per month for a single person, $3,505 for a couple, $5,870 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Choctaw County?

The combined sales tax rate in Choctaw County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Choctaw County an affordable place to live?

Based on the data, a single person in Choctaw County, AL would need approximately $2,549 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $44,483 per year ($3,707 per month). Choctaw County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Choctaw County?

The ACA marketplace benchmark premium in Choctaw County, AL is approximately $480 per month for an individual. Approximately 8.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Choctaw County?

The average home value in Choctaw County, AL is $111,800, with average annual property taxes of $199, according to U.S. Census Bureau data.

How does Choctaw County compare to other areas?

You can compare Choctaw County, AL with any other US county using our comparison tool at /compare. Choctaw County is in Alabama.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Choctaw County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP