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Minneapolis-St. Paul-Bloomington, MN-WI

Cost of living in Chisago County, MN

Part of the Minneapolis Metro Area

Estimated monthly cost
$3,695/mo
for a single person, all categories combined

Population 57,434 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,381 37%
Federal tax $681 18%
Healthcare $480 13%
Groceries $340 9%
Transport $320 9%
State tax $256 7%
Energy $187 5%
Water $50 1%

Rent in Chisago County

Fair Market Rents by bedroom count.

Studio
$1,220
per month
1 bedroom
$1,381
per month
2 bedroom
$1,685
per month
3 bedroom
$2,244
per month
4 bedroom
$2,513
per month

Source: HUD FMR FY2025

Income and earnings in Chisago County

Annual earnings figures from the Census ACS.

Household income
$98,260
per year
Individual earnings
$51,676
per year
Per capita
$43,265
per year

Source: ACS 2019-2023 5-Year.

Home values in Chisago County

Average values reported by homeowners.

Average home value
$326,600
Annual property tax
$3,668

Source: ACS 2019-2023 5-Year

Energy costs in Chisago County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Chisago County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chisago County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chisago County

Commute patterns and estimated costs.

Average commute
31.6 min
Drive alone
76.6%
Public transit
0.8%
Work from home
12.7%

Source: ACS

Monthly cost estimates for Chisago County

What it costs to live in Chisago County each month.

Single person
$3,695
per month
  • Rent $1,381
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $681
  • State tax $256
Couple
$5,614
per month
  • Rent $1,685
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $1,278
  • State tax $520
Family
$8,317
per month
  • Rent $2,244
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,278
  • State tax $520

Frequently asked questions about Chisago County

Common questions about cost of living, rent and salary.

What is the average rent in Chisago County?

In Chisago County, MN, a one-bedroom apartment averages $1,381 per month, a two-bedroom averages $1,685 per month, a three-bedroom averages $2,244 per month, according to HUD Fair Market Rent data.

What is the average salary in Chisago County?

In Chisago County, MN, the average household income is $98,260 per year and individual earnings for full-time workers average $51,676 per year, according to U.S. Census Bureau data.

What is the cost of living in Chisago County?

The estimated cost of living in Chisago County, MN is approximately $3,695 per month for a single person, $5,614 for a couple, $8,317 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chisago County?

The combined sales tax rate in Chisago County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Chisago County an affordable place to live?

Based on the data, a single person in Chisago County, MN would need approximately $3,695 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $98,260 per year ($8,188 per month). Chisago County is relatively affordable compared to the national average.

How much does healthcare cost in Chisago County?

The ACA marketplace benchmark premium in Chisago County, MN is approximately $480 per month for an individual. Approximately 4.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chisago County?

The average home value in Chisago County, MN is $326,600, with average annual property taxes of $3,668, according to U.S. Census Bureau data.

How does Chisago County compare to other areas?

You can compare Chisago County, MN with any other US county using our comparison tool at /compare. Chisago County is in the Minneapolis-St. Paul-Bloomington, MN-WI metro area.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Chisago County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources