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Sault Ste. Marie, MI

Cost of living in Chippewa County, MI

Estimated monthly cost
$2,601/mo
for a single person, all categories combined

Population 36,448 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $780 30%
Healthcare $480 18%
Federal tax $344 13%
Groceries $326 13%
Transport $320 12%
Energy $191 7%
State tax $110 4%
Water $50 2%

Rent in Chippewa County

Fair Market Rents by bedroom count.

Studio
$701
per month
1 bedroom
$780
per month
2 bedroom
$1,023
per month
3 bedroom
$1,233
per month
4 bedroom
$1,356
per month

Source: HUD FMR FY2025

Income and earnings in Chippewa County

Annual earnings figures from the Census ACS.

Household income
$60,631
per year
Individual earnings
$31,088
per year
Per capita
$30,609
per year

Source: ACS 2019-2023 5-Year.

Home values in Chippewa County

Average values reported by homeowners.

Average home value
$153,100
Annual property tax
$1,972

Source: ACS 2019-2023 5-Year

Energy costs in Chippewa County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Chippewa County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chippewa County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chippewa County

Commute patterns and estimated costs.

Average commute
18.5 min
Drive alone
76.8%
Public transit
0.4%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Chippewa County

What it costs to live in Chippewa County each month.

Single person
$2,601
per month
  • Rent $780
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $344
  • State tax $110
Couple
$4,013
per month
  • Rent $1,023
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $662
  • State tax $215
Family
$6,356
per month
  • Rent $1,233
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $662
  • State tax $215

Frequently asked questions about Chippewa County

Common questions about cost of living, rent and salary.

What is the average rent in Chippewa County?

In Chippewa County, MI, a one-bedroom apartment averages $780 per month, a two-bedroom averages $1,023 per month, a three-bedroom averages $1,233 per month, according to HUD Fair Market Rent data.

What is the average salary in Chippewa County?

In Chippewa County, MI, the average household income is $60,631 per year and individual earnings for full-time workers average $31,088 per year, according to U.S. Census Bureau data.

What is the cost of living in Chippewa County?

The estimated cost of living in Chippewa County, MI is approximately $2,601 per month for a single person, $4,013 for a couple, $6,356 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chippewa County?

The combined sales tax rate in Chippewa County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Chippewa County an affordable place to live?

Based on the data, a single person in Chippewa County, MI would need approximately $2,601 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,631 per year ($5,053 per month). Chippewa County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Chippewa County?

The ACA marketplace benchmark premium in Chippewa County, MI is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chippewa County?

The average home value in Chippewa County, MI is $153,100, with average annual property taxes of $1,972, according to U.S. Census Bureau data.

How does Chippewa County compare to other areas?

You can compare Chippewa County, MI with any other US county using our comparison tool at /compare. Chippewa County is in the Sault Ste. Marie, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Chippewa County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources